Dikshitha Reddy B K
Insurance Analyst III
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About
Experienced Insurance and Reinsurance Analyst with over 3 years of expertise in claims processing, FNOL registration, reserve updates, and settlement payments. Proven ability to handle high-value claims with authority limits up to £7.5 million. Skilled in reinsurance operations, including bordereaux validation, premium and claims recovery, and sanctions screening.
Strong attention to detail with a track record of identifying duplicates and ensuring 100% accuracy in financial transactions. Proficient in industry tools such as Pega, IMR, Class, and Microsoft Excel.
Experience
Insurance Analyst III - DXC Technology
(2022-10)
Insurance - Property and Casualty
- Creating and registering first notification of loss (FNOL).
- Processing and Updating reserves based on the latest information.
- Reviewing and prioritizing urgent emails received from brokers.
- Authority to release the funds from 5 million limit to 7.5 million GBP in 1 year.
- Processing settlement payment accurately.
- Identifying duplicate payments during claims settlement.
- Screen all claimed documents and need to check if any are related to sanction countries if yes, refer to sanction team.
Re-Insurance - DXC Technology
(2022-10)
Recognized for consistent performance and transitioned to the re-insurance team to handle more complex tasks.
- Processing re-insurance premium claims and recovery ensuring timely and accurate financial transactions.
- Communicating with brokers for clarification, confirmation and issue resolution.
- Matching and validating premium and claims figures from cedent document and bordereaux with ensuring 100% accuracy before settlement processing.
- Performing sanction screening on bordereaux and supporting documents.
- Identifying and rejecting duplicate premium and claim entries during validation of bordereaux and transaction records.
- Preparing and completing re-insurance statements within defined SLAs.
- Processing re-insurance accounts across various classes of business.
Executive - Medi Assist
(2022-05 - 2022-10)
- Receiving and Checking reimbursement documents for completeness and advice employees for pending documents.
- Follow up with internal team for approvals.
- Emergency E Card request navigation of hard copy documents.
- Mid-term addition, deletion and modification on e-cards.
- Responding to queries.
Back Office Executive - Deepak Hospital
(2021-04 - 2022-05)
- Insurance processing
- Follow up mail for insurance payment
- Inpatient billing
- Discharge Summary
Education
B.COM - Vijaya College (2017 - 2020)
PUC - Shri Bhagavan Mahaveer Jain College (2016 - 2017)
SSLC - Mahaveer Jain School (2014 - 2015)
