Moses Javier

Experienced KYC Senior Analyst with over 6+ years of expertise in Anti-Money Laundering (AML), Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD). Proven track record in evaluating client risk profiles, conducting comprehensive investigations, and ensuring strict adherence to regulatory standards. Skilled in performing end-to-end KYC due diligence, detecting suspicious activities, and implementing AML policies to mitigate financial crime.

Adept at risk assessment, ownership structure analysis, and maintaining accurate compliance records. Strong communicator with the ability to collaborate effectively across cross-functional teams to drive business objectives and enhance operational efficiency. Committed to delivering high standards of accuracy, compliance, and risk management in fast-paced environments.

KYC Senior Analyst at Emagine Infotech Software Pvt Ltd (2025-04 – Present)

• Investigated suspicious activities and escalated potential AML risks to Compliance and Financial Crime teams.
• Collaborated with Relationship Managers, Compliance, and Operations teams to resolve KYC-related issues.
• Ensured adherence to regulatory requirements, including FATF recommendations and local AML regulations.
• Assisted in transaction monitoring investigations and preparation of Suspicious Activity Reports (SARs/STRs).
• Utilized AML/KYC systems and databases for customer risk assessment, sanctions screening, and case management.
• Conducted comprehensive KYC and Customer Due Diligence (CDD) reviews for individual and corporate clients in accordance with regulatory requirements.
• Performed Enhanced Due Diligence (EDD) for high-risk customers, including PEPs, sanctions-related entities, and adverse media cases.
• Reviewed and analyzed customer documentation to ensure compliance with AML regulations and internal policies.
• Supported regulatory audits and internal compliance reviews by providing required documentation and evidence.
• Performed sanctions screening against global watchlists including OFAC, UN, EU, and other regulatory databases.
• Conducted periodic reviews and remediation activities for existing customer accounts.
• Analyzed complex ownership structures and identified Ultimate Beneficial Owners (UBOs).
• Delivered accurate risk ratings based on customer profile, business activity, geography, and transactional behaviour.

Senior Analyst at KPMG Global Services (2021-12 – 2025-04)

Role: Senior Analyst (Worked as Quality Control)

• Streamline QC checks by adding or removing them based on process trends and criticality, while proactively identifying and preventing potential breaches.
• Maintain alignment of QC checks with current Policies and Procedures, ensuring timely updates and compliance.
• Enhancing control accuracy by reviewing and sampling processes, adherence, and procedures within the function or business line, providing balanced insights and recommendations on quality and risk issues.
• Ensure smooth execution of BAU activities and reporting, while identifying opportunities for process improvements to boost team efficiency.
• Deliver quality assurance support to team members and promote best practices across the group.
• Support remediation efforts and related projects, taking the lead on initiatives as needed.
• Monitor and reduce errors and exceptions tracked by Quality Control, overseeing end-to-end process and team performance metrics.

Transaction Processing New Associate at Accenture India Pvt Ltd (2020-01 – 2021-12)

• Conduct client due diligence (CDD) to gather information such as identity verification, source of funds, source of wealth for Individuals.
• Conducted in-depth investigations of flagged transactions to identify patterns, trends, and anomalies, leveraging advanced transaction monitoring systems to analyze financial transactions for potential suspicious activities.
• Review and assess customer account activity to detect and prevent money laundering, fraud, and other illicit financial activities.
• Perform initial checks on client documents and data to ensure completeness and accuracy.
• Support in conducting research using various databases and sources to verify client information.
• Performed sanction and adverse media screening of customers, utilizing specialized tools to analyze results and identify matches with sanctioned individuals, entities, or countries.
• Maintain accurate documentation for all clients, including KYC profiles and ongoing monitoring records.
• Conduct reviews for ongoing monitoring of client accounts, including periodic reviews and event driven reviews.
• Evaluated and enhanced AML and KYC processes to improve compliance and risk management.
• Performed Enhanced Due Diligence (EDD) for high-risk customers, including PEPs, sanctions-related entities, and adverse media cases.
• Reviewed and analyzed customer documentation to ensure compliance with AML regulations and internal policies.
• Supported regulatory audits and internal compliance reviews by providing required documentation and evidence.
• Performed sanctions screening against global watchlists including OFAC, UN, EU, and other regulatory databases.
• Conducted periodic reviews and remediation activities for existing customer accounts.
• Analyzed complex ownership structures and identified Ultimate Beneficial Owners (UBOs).
• Delivered accurate risk ratings based on customer profile, business activity, geography, and transactional behaviour.

Bachelor of Business Administration – Bangalore University (2018)

Pre-University in PUC – St. Anthony's PU College (2014)

SSLC – Sri Mahadeva High School (2011)