Ganesh Dutt

Strong desire to pursue a career in Banking Financial Services & Insurance Sector. Ability to work hard & learn new concepts, self-motivated and desire to Excel towards innovation & Creativity. To work in highly competitive environment and to obtain challenging and growth oriented job in an organization & try my best for the enlistment of the company.

Consultant at TIMES OF INDIA (BCCL) (2022-01 – Present)

• Handling Govt Department & Media Agencies Chd.Haryana.Punjab.H.P &J&k.
• Raise Invoice of Advertisement and Payment Follow up.

Associate at Mjunction Services ltd (Under Omss(d) FCI) (2019-11 – 2021-12)

• Handling the FCI Tenders & Vendor payments.

COLLECTION ASSOCIATE at MUTHOOT HOMEFIN Ltd. (2018-05 – 2019-06)

Handle the collection process of Mortgage, LAP, P+C

• Handling portfolio for Mortgage, LAP, P+C area of Chandigarh, Panchkula, Mohali
• Managing X Referrals, DPD 30+, 90+. POT GCL cases & 180+DPD Receipts tracking & reconciliation along with cash &Cheque.
• Maintained regular communication with customers and resolved issues.
• Assisted to reduce delinquency and negotiate on payments.
• Field visits on problematic cases & coordinating to resolve & service dispute cases.
• To push for aggressive settlements within policy framework for permanent blocked accounts.
• To ensure minimum provision for month by doing higher rollback & normalizations in higher buckets.
• To ensure Cash collected is deposited at Branch within specified TAT & Vendor receipt reconciliation.
• To ensure strict adherence of specified COC (Code of Conduct

Assistant Manager1 at DCB Bank Ltd. (2016-02 – 2018-03)

Handle the collection process of Mortgage, LAP, PL, CV/CE, and Retail Assets.

• Handling portfolio for Mortgage, LAP, PL, CV/CE, area of Chandigarh, Panchkula, Mohali
• Managing X Referrals, DPD 30+, 90+. POT GCL cases & 180+DPD
• Total pool of DCB Bank of Rs.8 Crore of delinquent customers.
• Reposition & Action of CV/CE assets accessed under collection drive
• Handling a portfolio of 410 cases (Risk X, NPDC, & Delinquent Cases)
• Receipts tracking & reconciliation along with cash &Cheque.
• Maintained regular communication with customers and resolved issues.
• Assisted to reduce delinquency and negotiate on payments.
• Field visits on problematic cases & coordinating to resolve & service dispute cases.
• To push for aggressive settlements within policy framework for permanent blocked accounts.
• To ensure minimum provision for month by doing higher rollback & normalizations in higher buckets.
• To ensure Cash collected is deposited at Branch within specified TAT & Vendor receipt reconciliation.
• To ensure strict adherence of specified COC (Code of Conduct).

Recovery Executive at GIC Housing Finance Ltd. (2014-02 – 2016-01)

M.B.A – H.P.T.U Hamirpur (2013)

B.Com – H.P.U. Shimla (2011)

XII – H.B.S.E Board (2008)

X – H.B.S.E Board (2005)