Technology Lead | Finacle Core Banking Expert (11+ Years)
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Finacle Expertise: Hands-on experience with Finacle versions 7.x, 10.x, and 11.x, including customization, integration, troubleshooting, and migration.
Integration & APIs: Skilled in developing and managing Finacle integration workflows using Custom/Product APIs, JSON, Connect24, API Hub and Finacle Integrator for real-time banking operations.
Core Banking Development: Extensive experience in software development, manual testing, application support, and 11.x implementation.
Customization & Development: Involved in custom menu creation, product menu customization, and batch job development in the Finacle environment.
Payment Systems & Cards Domain: Experience with NEFT, RTGS, and PFMS, along with exposure to Prepaid and Debit Card payment systems, including card associations, transaction processing, and card production.
Credit & Lending Systems: Strong experience in Finacle E‑Limits and E‑Collateral frameworks, along with SME and Mortgage loan modules across customization, support, and implementation.
Client Engagement: Managed projects for leading banks including Infosys Mysore, Sonali Bank (Kolkata), Pan Asia Bank (Sri Lanka), Deutsche Bank (Mumbai), Al Masraf Bank (Dubai), SBI Canada Bank, Indian Overseas Bank, ABK Bank (Kuwait), and DNB Bank (Norway). Hands-on experience in requirements gathering and preparing documentation such as BRD, LLD, and functional documents. Actively involved in banking EOD and BOD operations, providing support for month-end activities and reconciliation processes.
Banking Technologies: Proficient in Finacle scripting, MRT, Jasper Reports, and data operations SQL/PL SQL, UNIX.
Technology Lead - Infosys Pvt Ltd
(2025-03)
Client: ABK Bank Kuwait/DNB bank Norway.
Project: Finacle 11.18 Implementation/11.22 SME/Mortgage customization.
Platform: Windows 11, UNIX.
Languages/Tools: SQL Developer Tool, pgAdmin, VS code (Git deployment), ABCD tool, Flow builder tool, Swagger (OpenAPI), Bruno, FTAF Testing, JIRA, Confluence, Docker, Azure DevOps CI/CD, Git, VS Code. Contributed to the Finacle version upgrade by performing source code analysis and conversion for CRM to CDH porting. Developed and tested custom menus, product menus, and batch jobs in offshore environments.
Collaborated with cross-functional teams to ensure compliance with banking standards and performance benchmarks. Successfully delivered the upgrade within defined timelines, resulting in improved system stability and scalability. Worked on Finacle 11.22 SME and Mortgage customizations for DNB Bank, and implemented the Revolving Loan functionality in the loan product menu as per bank requirements.
Performed micro-batch conversion and done custom menus & product menu customization using V8 JavaScript and AngularJS. Utilized the ABCD tool to design and build frontend interfaces for core banking modules. Leveraged the Flow Builder tool to conver
Finacle Customization & Support - DXC Technology Pvt Ltd
(2022-05 - 2025-03)
Client: Indian Overseas Bank.
Project: TERM DEPOSIT/CLEARING/DCMS (Debit Card Management System).
Platform: Windows 11, UNIX.
Languages/Tools: Oracle 9i, SQL/PLSQL, TOAD, SQL Developer Tool. Customization and support for the Term deposit/Clearing/Dcms module and Activities involved for EOD/BOD support. Analyzing/Bug Fixing for reported any issues from bankers side using Manage engine tool. As per the bank requirement we are doing any change request and bug fix and supporting DR to DC support.
Experience in Prepaid and Debit Card Industry - including Card Associations, Processing, and New card generation. Troubleshoot and solve payment gateway issues and involved for Debit card issuance, Replacement, upgrade process. Specialization in Payments and Transfers Systems.
Customization and support for the ASBA abbreviated as Application Supported by Blocked Amount is an IPO application which is customized menus and customization done for added new characters to identify the (syndicate or internet bank through ipo booking) and involving customization and supporting finacle application PFMS (Public Financial Management System) which also customized as per the bank requirement which monitori
Tech Lead - Talent Takeaways Infotech Pvt Ltd
(2021-07 - 2022-04)
Project 1: Facility to Capture Unusual Transaction Details.
Client: Infosys.
Role: Finacle Customization.
Platform: Windows 7, UNIX.
Languages/Tools: Oracle 9i, SQL/PLSQL, TOAD, SQL Developer Tool, ABCD (AnyBody Can Develop). SBI Canada bank required a new functionality to be developed in finacle in which branches can capture additional details for certain transactions that may be tagged as an unusual transaction, for this purpose, a new custom menu developed in finacle where branches can capture the necessary details and customization done in existing menu options HTM and ORMWF to include a check box to Tag Unusual transactions. Project 2: Asset Classifications.
Client: Infosys.
Role: Finacle Customization.
Platform: Windows 7, UNIX.
Languages/Tools: Oracle 9i, SQL/PLSQL, TOAD, SQL Developer Tool, ABCD (AnyBody Can Develop). Identify account overdue and arrive probable NPA date for the accounts through batch process. Creating a batch process for changing account classification from performing into non-performing (NPA) and vice versa by using HMEAC and HTACBSH services. Custom menu is created for extending accounts NPA duration for exceptional scenarios. Interacting with clients an
Application Support & Development - Finess Innovative Business & Technology Solutions - Dubai
(2014-11 - 2017-03)
Client: AL Masraf BANK DUBAI.
Project: L2 Support/Development.
Platform: Windows XP, UNIX.
Languages/Tools: Oracle 9i, SQL/PLSQL, TOAD.
Bank in Dubai is a fully integrated financial & trading services provider to Dubai corporate, institutional and individual clients. As a part of Business analyst, The Application are involved major enhancements in the areas of Tradewind (Trade finance), AML (Anti Money Laundering), Document management system, Moodys (Risk Analyst), Lending track covering modules like Loans, Collaterals and Deposits.
Supported IT Operation: We have supported IT operation for (ATM Transaction- (Reload & start the ATM Machines) Running EOD process support, Treasury Compass EOD Support, World Check uploads, EOD Reports, AML File Trigger in production Environment). Every day running End of Day process in UAT Environment for support and patch deployments. We have implemented Islamic banking process in Al Masraf Bank Successfully.
L2 Support - Coromandel Infotech (I) Pvt. Ltd.
(2013-11 - 2014-10)
Client: Deutsche Bank.
Project: L2 SUPPORT Deposits and Lending.
Platform: Windows XP, UNIX.
Languages/Tools: Oracle 9i, SQL/PLSQL, TOAD.
Bank in India is a fully integrated financial services provider to Indian corporate, institutional and individual clients. As a part of L2 production support, The project involved major enhancements in the areas of Deposits and Lending, Lending track covering modules like Loans, Collaterals and Deposits.
Customization & Development - Best of Breed Software Solutions (I) Pvt. Ltd.
(2010-07 - 2013-11)
Project 1: Implementation & Migration.
Client: Sonali bank Kolkata.
Platform: Windows XP, UNIX.
Languages/Tools: Oracle, DB2, SQL Server. This Implementation was done for Bancs-2000 to FINACLE-7. Conversion of customer master details and account master. Previously sonali bank was using bancs 2000 and now bank changed its product to Finacle 7, Hence to serve their purpose we are completely changing the version by uploading the old data of old version to new version this upload is done by using txt files. Project 2: CSM Ticket Fixing.
Client: Infosys.
Role: Development.
Platform: Windows XP, UNIX.
Languages/Tools: Oracle 9i, SQL, PL/SQL, SnagIt, MS-Word, HTML - Help Workshop. As a part of ticket fixing team, fixed CSM This Is part of development based on was developer done after it goes into the testing team and testing.
