Harish Pandi R

AML/KYC-focused Capital Markets Operations professional with nearly 3 years of experience supporting Morgan Stanley and Truist Wealth Management through TCS and Accenture. Experienced in conducting KYC and AML verification, reviewing client and transaction documentation for financial crime red flags, and ensuring adherence to SOPs and regulatory requirements across onboarding, account servicing, and reconciliation functions. Skilled at investigating discrepancies and exceptions, escalating risk-related issues to management, and meeting daily/weekly SLAs with speed and accuracy in a fast-paced, deadline-driven environment.

Strong analytical and Excel skills, high attention to detail, and a quick learner comfortable building capability on new tools, systems, and regulatory frameworks. Currently pursuing NISM Series XXIV (AML & CFT) certification.

Capital Markets Associate – Truist - Accenture

(2024-09)

• Performed KYC and AML verification and documentation reviews for brokerage and wealth management accounts, identifying discrepancies and escalating potential red flags in line with SOPs and regulatory requirements.
• Investigated and resolved account-level discrepancies and exceptions by coordinating with advisors, operations teams, and internal partners, meeting daily SLA and QA standards.
• Maintained high accuracy and audit-readiness by keeping documentation, checklists, and process records up to date for compliance reviews.
• Built KPI and exception-tracking dashboards using Power Query, Excel, and Power BI, improving visibility into recurring issues and turnaround times for management.
• Escalated risk and process-related issues to management in a timely manner as part of daily operational reviews.

Client Onboarding & Reference Data Analyst – Morgan Stanley - Tata Consultancy Services

(2023-10 - 2024-09)

• Conducted KYC verification and AML checks for institutional clients, including documentation review of ISDA/CSA agreements, as part of onboarding and settlement readiness for Fixed Income, Listed Derivatives, and OTC products.
• Investigated and resolved data and reference exceptions by validating client and counterparty information against SOPs, reducing errors and settlement risk.
• Maintained up-to-date standard operating procedures and supported compliance with internal controls by validating client and product data prior to trade activity.
• Collaborated across onboarding, settlements, and operations teams across global markets to resolve queries and meet strict SLA deadlines.
• Acted as SME during the Mexico-to-Chennai process migration supporting New York operations, ensuring compliance and process continuity throughout the transition.

B.Com - Computer Applications - SASTRA Deemed University (2023)