
Harsh Asrani
Banking & Finance/Tech Lawyer | BFSI Domain | Contract Drafting & Management | Strategic Partnership Negotiations | Regulatory Compliance - Reserve Bank of India | MIS Management
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About
In-house legal professional in the BFSI sector, working with an NBFC across recovery, contracts, litigation, due diligence and regulatory compliance.
Experience spans drafting, reviewing and negotiating loan documents, share purchase and shareholders' agreements, technology and platform agreements, supply chain finance partnerships, indemnities and deeds, along with property due diligence and title report opinions for risk mitigation. Comfortable reviewing legal work for any department as per its requirements. Handle NPA recovery through Section 138, arbitration, SARFAESI, DRT and other mechanisms, as well as consumer, employment and IPR litigation.
Also manage partnership negotiations, legal vendor empanelment across jurisdictions, and RBI compliance, while advising internal teams through legal research and written opinions.
Experience
Assistant Manager – Legal at Ratnaafin Capital Private Limited (2025-06 – Present)
Full-time. Current tenure: 1 year 1 month and counting (June 2025 – Present, as of July 2026). Assessment Internship: November 2024 – June 2025.
- Collections & Recovery – recovery of NPA cases through various judicial mechanisms (Section 138, Arbitration, ODR, SARFAESI, DRT, Conciliation, etc.).
- MIS Management for Collections & Recovery.
- Managing the Solar Partnership Negotiation.
- Drafting, reviewing, and negotiating a variety of legal documents including indemnities, affidavits, declarations, and various types of deeds.
- Litigation on consumer and employment matters, and IPR matters.
- Drafting, reviewing, and negotiating a wide range of agreements and contracts.
- Handling legal partnership negotiations.
- Title reports – reviewing and providing opinion and advisory for risk mitigation.
- Conducting detailed legal research and preparing notes on complex legal issues.
- Providing legal advisory and written opinions to internal teams across departments in the organization.
- Ensuring compliance with RBI guidelines and other regulatory requirements.
- Empanellment of Legal Vendors in different jurisdictions.
Legal Intern at VM Legals (2024-11 – 2024-11)
- Efficiently handled client interactions, ensuring clear communication and satisfaction.
- Skilled in preparing precise and comprehensive legal documents.
- Experienced in courtroom procedures and presenting cases effectively.
- Capable of managing cases from filing to resolution.
- Provided support with detailed drafting and legal research.
- Managed professional social media presence to enhance engagement and outreach.
Legal Intern at Jitendra Sharda & Associates – Corporate Lawyers (2024-09 – 2024-10)
- Well versed with the SEBI Regulations on Prohibition of Fraudulent and Unfair Trade Practices Relating to Securities Market Regulations, 2003, Mutual Fund Regulations 1996, and Investment Advisors Regulations 2013.
- Legal drafting of replies to SEBI Adjudicating Officer and Recovery Officer.
- Research on Mule Accounts, Undelivered Show Cause Notices, and front trading.
- Arbitration under CDSL, BSE, NSE, and other intermediaries.
- Assisted senior counsel with legal research and client management.
Legal Intern at Gathraj & Co. (2024-05 – 2024-07)
Areas covered: Civil Law, Intellectual Property, Insurance Law, Foreign Trade Law, Marriage Laws, Foreign Invoices.
- Conducted detailed legal research, analyzing statutes, regulations, and case laws.
- Drafted high-quality legal articles and briefs.
- Prepared and reviewed legal notices and arguments.
- Managed case files and documentation.
- Participated in client meetings and bridged legal gaps.
Legal Intern at JT Jhala & Co. – Attorney & Advocates (2023-12 – 2024-01)
- Conducted a review on smell marks in India and Western countries.
- Studied the difference between Infringement and Passing Off.
- Studied the procedure of filing a Trademark and the opposition procedure.
Legal Intern at Nanavati & Co. (2023-06 – 2023-07)
- Reviewed civil litigation matters (NHAI, MSME, NGT, Real Estate, Divorce, Arbitration, etc.) and criminal matters including attempt to murder and NDPS.
- Researched the validity of e-signatures in India.
- Researched the application of the Limitation Act on statutory arbitration.
- Corresponded with clients regarding appointments, summons, and court hearing updates.
- Compiled and edited legal documents.
- Attended court hearings at the Gujarat High Court.
Legal Intern at Govilkar & Associates (2022-12 – 2023-01)
- Worked at the Bombay High Court, District Court of Bombay, and Family Court.
- Researched cases related to Land Matters, Intellectual Property, and Arbitration & Mediation, preparing synopses to assist seniors.
- Tracked upcoming matters and dates, and briefed seniors accordingly.
- Gained working knowledge of civil laws and arbitration proceedings.
Legal Intern at Nitin T. Gandhi & Associates (2022-06 – 2022-07)
- Interned at the District Court of Ahmedabad, gaining knowledge of Criminal Law and procedure (IPC & CrPC).
- Worked on matters including offences against the person (rape, murder, kidnapping), NDPS, POCSO, bail applications, and cheque-bounce cases.
Legal Intern at LawInternships (The Online Law School) (2022-01 – 2022-02)
- Researched Blasphemy Laws in India.
- Researched Trademark Laws in India.
- Drafted a Bail Petition.
- Drafted an RTI Agreement.
- Drafted a Sales Deed.
Legal Intern at Libertatem.in (2021-04 – 2021-06)
- Prepared legal reports on daily case judgments from Livelaw, Bar & Bench, Verdictum, and other case-law websites for publication.
- Authored case reports covering the Orissa, Jharkhand, Calcutta, Manipur, Gujarat, Gauhati, Patna, and Tripura High Courts.
- Work published on the magazine's website.
- Prepared case briefs and assisted in drafting; attended proceedings of the Supreme Court, Delhi High Court, and National Green Tribunal.
Education
Masters in Business Laws – National Law University, Bangalore (2025-09)
B.B.A. LL.B. in Corporate Law – Karnavati University (2020-06 – 2025-04)
Class XII, State Board – Shree Narayana Guru Vidyalaya (2018 – 2018)
Class X, State Board – Shree Narayana Guru Vidyalaya (2020 – 2020)
