Jaydeep Rathod

Result oriented banking and professional with hands on experience in retail lending, credit, appraisal, disbursement and branch operation Proven ability to manage end to end loan processes, ensure regulatory compliance and deliver high-quality customer service. Experienced in working with NBFCs and private sector banks, supporting business growth while maintaining asset quality.

Asst. Manager - BANDHAN BANK LIMITED - Barwah

(2024-11)

Sales & Credit and OPS

• Handling end to end loan processing including sourcing, preliminary credit check, documentation, and coordination for disbursement etc.
• Conducting KYC verification, income assessment and field verification as per bank policies
• Supporting branch operation, customer onboarding
• Coordinating with internal teams to ensure timely disbursement and customer satisfaction.

Disbursement Officer in Credit Department - AAVAS FINANCIERES LIMITED - Dhamnode

(2023-06 - 2024-11)

• Managed loan disbursement process for housing finance products in compliance with company and regulatory norms.
• Verified legal, technical, and credit documents prior to disbursement
• Maintained accurate loan documentation, MIS and audit Ready Records.
• Cheque Printing and Cheque handover etc.

MIS Executive as well as carrier counselor - DEVI AHILYA PRIVET ITI - Mandleshwar

(2018-12 - 2023-05)

• Prepared and maintained MIS Reports, Data analysis and documentation.
• Provided Career counseling and administrative support.

Mobilizer cum Counselor - SHRI KANWARTARA SCIENCE and COMMERCE COLLEGE

(2018-06 - 2018-11)

• Student counseling, admission support, and documentation.

Mathematics Teacher - Government School

3 Years Experience

Bachelor of Bsc. - Computer Science - D.A.V.V. Indore

H.S.C. - M.P. Board Bhopal

S.S.C. - M.P. Board Bhopal

PGDCA - Makhanlal Chaturvedi National University of Journalism & Communication Bhopal

ITI - Mechanical Diesel - NCVT Delhi