Jhansirani Premkumar

Results-driven Credit Assessor with hands on experience in Australian mortgage underwriting and credit risk assessment. Skilled in evaluating loan applications, income and document verification, and identifying risk indicators in line with lending policies. Proven ability to manage high-volume workloads while maintaining accuracy and SLA adherence. Strong analytical mindset with a focus on compliance, quality, and risk mitigation.

Credit Assessor (Mortgage Operations) at Concentrix (2025-03 – 2026-01)

• Assessed mortgage loan applications in line with Australian lending policies, credit risk frameworks, and compliance standards.
• Performed detailed income, employment, and financial verification to evaluate borrower creditworthiness
• Monitor portfolio performance, identify potential risk flags and policy exceptions, ensuring compliance with regulatory standards.
• Collaborated with mortgage brokers via semi-voice process to resolve discrepancies and collect missing documents
• Maintained high accuracy and SLA adherence in a fast-paced, high-volume environment
• Contributed to risk mitigation by flagging potential fraud or inconsistencies.
• Collaborate with cross-functional teams to develop comprehensive underwriting strategies and policies.
• Among the first 2 team members to clear internal accreditation for mortgage credit assessment.

Accounting Intern at SRiT INFOSYSTEMS PVT LTD

• Performed bank and general ledger reconciliations to identify and resolve discrepancies
• Managed accounts payable and receivable, including invoice processing and payment tracking
• Ensured accurate financial record-keeping and timely collections

B.Com (Accounts and finance) – Seshadripuram Commerce College, Bangalore (2024)