K Mouli

Results-driven banking professional with 13+ years of progressive experience across India's leading private sector banks. For the past 7 years, has continuously served as Deputy Branch Manager while simultaneously performing full Branch Manager responsibilities — driving new customer acquisition, CASA & GL mobilisation, branch revenue growth, HNI relationship management, retail asset cross-selling, team leadership, and end-to-end audit & compliance governance. Actively seeking a Branch Manager position.

WHY BRANCH MANAGER — VALUE PROPOSITION 7 Yrs BM-Level Execution: Performed every Branch Manager function — P&L, strategy, people, compliance — without the title, across 3 banks.

Clean Audit Track Record: Zero critical observations at Kotak, IndusInd & Equitas; deep command of RBI norms and risk controls.

Proven Revenue Driver: Consistently grew branch CASA base, GL, and fee income through structured sales and acquisition drives. Multi-Bank Agility: Exposure across Kotak, IndusInd, Equitas, ICICI, HDFC & Axis — adaptable to any system, culture, and target.

Deputy Branch Manager at Equitas Small Finance Bank (2024-01 – Present)

Operated as sole in-charge across all three assignments — managing both BM and DBM functions independently.

• Branch Leadership: Independently managed complete branch operations — setting targets, resolving escalations, and ensuring service continuity.
• Business Development: Led new customer acquisition drives, CASA mobilisation campaigns, and current account growth to consistently meet & exceed annual targets.
• Revenue & GL Growth: Grew branch General Ledger and overall revenue through structured cross-selling of home loans, personal loans, insurance, and mutual funds.
• HNI Relationship Management: Managed dedicated portfolio of HNI clients — periodic reviews, tailored product solutions, and wallet-share expansion.
• Audit & Compliance: Maintained zero critical audit observations across all tenures; strict adherence to RBI guidelines, KYC/AML norms, and internal control frameworks.
• Team Management: Recruited, trained, and mentored branch teams (RMs, tellers, sales officers); drove performance culture and high employee engagement.
• Operational Excellence: Oversaw locker administration, transaction monitoring, daily reconciliations, fraud detection controls, and customer onboarding quality.
• Product & Insurance Sales: Achieved IRDA-certified insurance and NISM-certified investment product targets, contributing to fee income and third-party revenue.

Deputy Branch Manager at IndusInd Bank (2022-06 – 2023-12)

Operated as sole in-charge across all three assignments — managing both BM and DBM functions independently.

• Branch Leadership: Independently managed complete branch operations — setting targets, resolving escalations, and ensuring service continuity.
• Business Development: Led new customer acquisition drives, CASA mobilisation campaigns, and current account growth to consistently meet & exceed annual targets.
• Revenue & GL Growth: Grew branch General Ledger and overall revenue through structured cross-selling of home loans, personal loans, insurance, and mutual funds.
• HNI Relationship Management: Managed dedicated portfolio of HNI clients — periodic reviews, tailored product solutions, and wallet-share expansion.
• Audit & Compliance: Maintained zero critical audit observations across all tenures; strict adherence to RBI guidelines, KYC/AML norms, and internal control frameworks.
• Team Management: Recruited, trained, and mentored branch teams (RMs, tellers, sales officers); drove performance culture and high employee engagement.
• Operational Excellence: Oversaw locker administration, transaction monitoring, daily reconciliations, fraud detection controls, and customer onboarding quality.
• Product & Insurance Sales: Achieved IRDA-certified insurance and NISM-certified investment product targets, contributing to fee income and third-party revenue.

Deputy Branch Manager at Kotak Mahindra Bank (2021 – 2022-05)

Operated as sole in-charge across all three assignments — managing both BM and DBM functions independently.

• Branch Leadership: Independently managed complete branch operations — setting targets, resolving escalations, and ensuring service continuity.
• Business Development: Led new customer acquisition drives, CASA mobilisation campaigns, and current account growth to consistently meet & exceed annual targets.
• Revenue & GL Growth: Grew branch General Ledger and overall revenue through structured cross-selling of home loans, personal loans, insurance, and mutual funds.
• HNI Relationship Management: Managed dedicated portfolio of HNI clients — periodic reviews, tailored product solutions, and wallet-share expansion.
• Audit & Compliance: Maintained zero critical audit observations across all tenures; strict adherence to RBI guidelines, KYC/AML norms, and internal control frameworks.
• Team Management: Recruited, trained, and mentored branch teams (RMs, tellers, sales officers); drove performance culture and high employee engagement.
• Operational Excellence: Oversaw locker administration, transaction monitoring, daily reconciliations, fraud detection controls, and customer onboarding quality.
• Product & Insurance Sales: Achieved IRDA-certified insurance and NISM-certified investment product targets, contributing to fee income and third-party revenue.

Earlier Banking Experience at Axis Bank · HDFC Bank · ICICI Bank (2011 – 2019)

Built foundational expertise in retail banking operations, customer servicing, CASA acquisition, account management, and branch relationship management across three of India's largest private sector banks.

MBA in Finance – JNTU, Visakhapatnam (2009)