Kalyan Chakraborty

Results-driven and performance-oriented banking & financial services professional with over 18 years of rich experience in sales, business development, team leadership, collections and relationship management across NBFC and Banking sectors. Currently leading business operations for Construction Equipment finance across multiple locations with a strong track record of achieving and exceeding targets.

Senior Area Sales Manager – Construction Equipment Division - Cholamandalam Investment & Finance Company Ltd

(2019-06)

Managing Construction Equipment finance business across assigned territory. Leading sales team for business sourcing, dealer management, and portfolio growth across four area offices - Durgapur, Asansol, Suri & Burdwan. Monitoring collections, delinquency, and overall portfolio health. Driving business expansion and market penetration through targeted strategies.

• Successfully achieved annual business targets consistently; achieved 118% of annual target this year.
• Deserved & promoted from BSM (Branch Sales Manager) to ASM (Area Sales Manager) in 2021.
• Product development
• Maintain market share
• Relationship with Dealer and Broker
• Proposed Trade Advance with NON TA dealer
• TA rotation at least 2 times in a month
• POD maintaining with TA Dealer
• 100% achievement in PDD
• Less than 1% in Early delinquency
• Nil Nonstarter portfolio

Branch Manager - Magma Fin Corp - Burdwan, Katowa & Kalna

(2018-01 - 2019-05)

Looking after business and collection activities for branch locations.

Branch Head - Includi Bank

(2017-09 - 2017-12)

• Started the branch operations and managed overall business, operations and collections.
• Handled liability products, advances, cross-sell and customer relationship management.
• Managed a team and ensured achievement of business and collection targets.
• Region Covered: Jalpaiguri and surrounding area.

Customer Manager - CV & CE Division - Mahindra & Mahindra Financial Services Ltd.

(2014-10 - 2017-08)

Responsible for CV & CE finance business and collections across assigned territory. Managed markets: Asansol, Purulia, Barkapur and Burdwan. Business sourcing, dealer relationship, customer acquisition and portfolio monitoring. Ensured timely collections and maintained asset quality.

Sr. Executive - Cholamandalam Investment & Finance Co. Ltd

(2013-01 - 2014-09)

Sr. Executive - Ohola Business Services Ltd.

(2010-11 - 2012-12)

Product Executive - Shriram Transport Finance Co. Ltd.

(2008-04 - 2010-07)

Marketing Executive - Kotak Mahindra Bank

(2007-10 - 2008-03)

Loan Service Executive - Mahindra & Mahindra Financial Services Ltd.

(2006-01 - 2007-09)

Bachelor of Business Administration (BBA) - Business Administration - Burdwan University (2003)

Higher Secondary - West Bengal Board of Higher Secondary Education