Kiran Bhingare

Insurance Operations Professional with 6+ years of experience in US Property & Casualty Insurance servicing, policy administration, premium processing, coverage verification, compliance review, and escrow management. Experienced in handling Hazard, Wind, Earthquake, and Condo insurance policies, policy renewals, insurance documentation, and premium payments while ensuring adherence to client and regulatory guidelines. Strong expertise in quality control, risk assessment support, and SLA-driven operations.

Team Member – US Property & Casualty Insurance Process at Coforge Business Process Solutions (BPO) (2019-09 – 2026-06)

• End-to-end review of insurance documents including Wind, Hazard, Earthquake and CondoHazard policies
• Monitored policy renewal schedules and maintained accurate records of upcoming renewals.
• Performed compliance checks aligned with US mortgage insurance guidelines
• Maintained high-quality scores while meeting SLA and turnaround requirements
• Processed insurance premium payments through borrowers' escrow accounts based on policy renewal due dates.
• Performed policy administration activities for Homeowners, and Condo Insurance, including New Business, Mid-Term Adjustments, Policy Renewals, Cancellations, Coverage Verification, and Policy Maintenance.
• Acted as SME support for junior team members when required

Verification Executive at Bajaj Finance (RCU) (2019-06 – 2019-09)

• Verified KYC and financial documents including PAN, Aadhaar, bank statements, salary slips, and rent agreements
• Conducted residential and office address verification ensuring authenticity and compliance
• Maintained detailed verification reports as per internal standards

Bachelor of Arts in B.A. – Pune University (2024)

H.S.C – Pune University (2015)

S.S.C – Pune University (2012)