Krunal Macwana

Finance and Accounting professional with over 3 years of progressive experience in financial operations, regulatory compliance, and treasury management. Seeking a challenging role in a dynamic organization where my expertise in IFSCA compliance, accounts management, and financial analysis can contribute to organizational growth and operational excellence.

Associate – Finance Operations - Glomo Payments IFSC Private Limited

(2025-12)

• Independently handle end-to-end revenue calculations, ensuring accurate computation, recognition, and reporting of revenue across business streams.
• Oversee end-to-end daily merchant settlements and PSP (Payment Service Provider) operations, ensuring accurate, timely, and reconciled payout cycles across multiple merchants.
• Execute and monitor cross-border transactions and multi-currency cash flows in alignment with international financial regulations and internal risk controls.
• Coordinate and support Internal Audit and Statutory Audit engagements, providing timely data, schedules, and clarifications to auditors.
• Perform month-end and year-end book closure activities, including finalization of ledgers, accruals, provisions, and reconciliations.
• Manage end-to-end treasury operations, including fund planning, investment of surplus funds, bank relationship management, and day-to-day liquidity monitoring.
• Drive IFSCA regulatory compliance from a finance perspective, including accurate and timely preparation and submission of MPR and SERF reports.
• Manage end-to-end Accounts Payable and Accounts Receivable functions in both USD and INR, ensuring accuracy, timeliness, and full compliance with internal controls.
• Handle forex operations and ensure strict adherence to applicable banking and compliance standards.
• Prepare cash flow projections, variance analyses, and periodic cash reports in line with internal controls and regulatory standards.
• Conduct regular bank and settlement account reconciliations, promptly identifying and resolving discrepancies.
• Ensure punctual remittance of all IFSCA-related fees and statutory charges within stipulated deadlines.

Senior Officer – Finance & Accounts - India INX Global Access (IFSC) Limited

(2023-01 - 2025-12)

• Independently handled end-to-end revenue calculations, ensuring accurate computation, recognition, and reporting of revenue across business streams.
• Assisted the team in Due Diligence exercises and Rights Issue offerings by preparing financial data, schedules, and supporting documentation.
• Coordinated and supported Internal Audit and Statutory Audit activities, liaising with auditors to provide data, schedules, and required clarifications.
• Executed month-end and year-end book closure activities, including finalization of ledgers, accruals, provisions, and reconciliations.
• Managed end-to-end treasury operations, including fund planning, investment of surplus funds, bank relationship management, and day-to-day liquidity monitoring.
• Ensured IFSCA regulatory compliance from a finance perspective, including timely preparation and submission of MPR, SERF, PIQ, and MDR reports.
• Handled TDS compliance and conducted budget analysis to support financial planning and decision-making.
• Managed end-to-end Accounts Payable and Accounts Receivable functions in both USD and INR, ensuring timely and accurate processing of transactions.
• Validated financial data, recorded and reviewed journal entries to ensure accuracy and integrity of financial records.
• Conducted data analysis and prepared cash flow projections to assist senior management in strategic planning.
• Managed forex operations and ensured adherence to applicable banking and compliance norms.
• Performed reconciliation of open AR accounts and carried out regular bank reconciliations.
• Prepared and maintained cash reports in accordance with internal controls and regulatory standards.
• Generated e-invoices and E-Way bills in compliance with applicable statutory requirements.
• Facilitated prompt payment of all IFSCA-related fees and charges within stipulated deadlines.

Accountant - Evotar Technologies Pvt Ltd

(2022-07 - 2023-01)

• Validated, recorded, and reviewed journal entries to ensure the accuracy and integrity of financial records.
• Performed regular bank reconciliations and maintained accurate account balances across ledgers.
• Generated e-invoices and E-Way bills in compliance with applicable statutory requirements.
• Assisted in TDS compliance and supported day-to-day accounting and financial operations.

M.Com - Accounting & Auditing - Anand Institute of Business Studies, Sardar Patel University (2020 - 2022)

B.Com - Accounting & Auditing - Anand Commerce College, Sardar Patel University (2017 - 2020)

NCC - Rifle Shooting - 13 Guj. BN NCC, V.V. Nagar (2017 - 2020)

HSC - Commerce - Convent of Jesus & Mary School, Petlad, GSHEB (2016 - 2017)

SSC - General - Convent of Jesus & Mary School, Petlad, GSHEB (2014 - 2015)