M Kumar

Results-driven Senior Finance & Accounts professional with 19+ years of progressive experience spanning core accounting, statutory compliance, audit, MIS reporting, and financial operations across Microfinance and corporate sectors. Demonstrated expertise in finalization of accounts, GST/TDS compliance, Income Tax matters, budgeting, and financial analysis. Adept at leveraging advanced Excel with automation and modern AI tools to streamline reporting and drive accuracy.

Currently providing high-value consulting in audit finalization, compliance management, and finance strategy.

Independent Accounting, Finance & Audit Consultant - M/s Jatta M Kommerce Pvt Ltd - Hubli, Karnataka

(2025-11)

• Providing end-to-end audit support, finalization of accounts, and statutory compliance services
• Handling GST & TDS compliance including return filing, reconciliations, and regulatory advisory
• Managing completion of prior-year pending audits alongside preparation of current financial statements
• Ensuring accounting transactions comply with applicable regulations; supporting audit readiness
• Preparing automated Excel MIS reports and financial dashboards for management review

Independent Accounting & Compliance Consultant - M/s Radhe Krishna Precast - Karnataka

(2025-06 - 2025-10)

• Delivered end-to-end bookkeeping and finalization of accounts for a trading/manufacturing entity
• Managed GST compliance: return filing (GSTR-1, GSTR-3B), reconciliations, and advisory services
• Handled TDS compliance including deduction, payment, return filing, and related consultancy
• Applied advanced GST and TDS expertise gained through continuous professional upskilling

Zonal Accounts Head (Manager – ZO) - SHARE Microfin Limited - Trichy Zone, Tamil Nadu

(2018-04 - 2025-05)

• Managed financial operations across 90 branches in Trichy Zone with end-to-end accountability
• Oversaw finalization of branch accounts, fund management, and zonal financial reporting
• Led statutory compliance for GST, TDS, and Income Tax across the entire zone
• Designed and implemented automated MIS reports and dashboards for senior management
• Monitored cash flow, fund transfers, and coordinated with Divisional and Area Managers
• Prepared cost/profitability reports for month-end, quarter-end, and year-end reviews

Regional Accounts Manager - SHARE Microfin Limited - Aurangabad, Maharashtra

(2013-01 - 2018-03)

• Managed accounts and audit functions across 108 operational branches in MH, GJ, RJ, and MP
• Finalized audit reports; ensured Tally/FA reconciliation and cross-verification of branch documents
• Implemented policies for cost reduction and operational improvement across Head Office and branches
• Conducted functional audits (Admin, HR, Operations) and submitted recommendations to senior management
• Prepared Cash & Fund Flow Statements, Balance Sheets, and financial performance reports
• Managed payroll processing: salary computation, attendance, leave, fixed assets, and statutory reports

Area Accounts Manager → Zonal Accounts Manager - SHARE Microfin Limited - Field Operations

(2007-02 - 2012-12)

• Analyzed historical and projected cash flows; assessed business viability through detailed loan review
• Approved branch financial statements; reviewed journal entries and internal controls
• Achieved business targets through effective portfolio management and team development
• Scrutinized branch revenues and expenditures; reviewed and approved conveyance vouchers
• Maintained strong stakeholder relationships ensuring zero customer complaints

Bachelor of Commerce - B.Com