Chandu Gabbur

Banking operations professional with 6+ years of hands-on experience across three leading private-sector banks — ICICI Bank, Kotak Mahindra Bank, and YES Bank — spanning front-desk cash handling, ATM operations, RTGS/NEFT processing, and regulatory compliance. Supplemented by 3 years in large-scale logistics operations management at VRL Logistics Ltd, reinforcing expertise in MIS reporting, cash reconciliation, audit preparedness, and cross-functional team coordination. Seeking to return to core banking operations in a Branch Operations, Cash Management, or Back-Office Banking role.

Operations Executive - VRL Logistics Ltd

(2022-12 - 2025-11)

• Managed pan-India vehicle operations, including approval workflows, compliance tracking, and coordination across all regional branches.
• Oversaw daily cash inflow and outflow, conducted rigorous discrepancy investigations, and enforced RBI clean note policies across branches.
• Prepared accurate MIS reports and end-of-day cash reconciliation statements; ensured full compliance with regulatory and police reporting requirements.
• Led audit preparedness activities, maintained documentation standards, and coordinated branch security protocols.
• Supervised freight and stock management platforms to track asset movements and resolve operational issues efficiently.
• Wearhouse Opertions input and output of materials and also loading the material to customer vehicles
• Visting customer for customer feedback and inquiry and Promotion of our services
• Checking the vehicle utilization properly visting the vehicles
• Delivery products to the customer at end to end points

Teller & Cash Management Officer - YES Bank Ltd

(2022-02 - 2022-06)

• Managed branch-level cash handling, ATM cash loading, and inward/outward remittance operations with full regulatory adherence.
• Minimised operational risk by maintaining daily balancing accuracy and proactively identifying discrepancies.
• Collaborated with cross-functional teams to troubleshoot customer complaints and deliver prompt resolutions.

Teller & Cash Operations Officer - Kotak Mahindra Bank Ltd

(2018-02 - 2019-04)

• Operated cash machines and managed ATM cash supply; executed daily cash balancing with high accuracy.
• Supported clearing operations, account servicing requests, and RTGS/NEFT transaction processing.
• Maintained superior customer service standards at the front desk, handling high transaction volumes efficiently.

Cash Teller & Front Desk Executive - ICICI Bank – Manipal Branch

(2016-06 - 2017-12)

• Handled end-to-end cash desk and front office operations including ICMC processing, ATM management, and customer banking transactions.
• Resolved client inquiries and account servicing requests; contributed to branch customer service improvement initiatives.
• Maintained accurate transaction records and ensured adherence to bank compliance procedures.

MBA - Finance & Marketing - Karnatak University, Dharwad

PGDBO - Post-Graduate Diploma in Banking Operations

B.Com - Bachelor of Commerce - Karnatak University, Dharwad

Certification - Data Analysis Certification - Tutedude