Manoj Kumar
Credit analyst
Coimbatore, Coimbatore districtMember since October 14, 2025
Financial statement AnalysisExcelSQLCommunicationProblem-solving
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About
Hard skills like financial statement analysis, credit risk assessment, and proficiency in software
Experience
Credit analyst - Growth capital
(2025-11)
Hard skills like financial statement analysis, credit risk assessment, and proficiency in software
- Reviewing financial statements, cash flow, and debt ratios to determine a borrower's financial health.
- Proficiency in software like Excel and SQL, along with soft skills such as communication, problem-solving
- Evaluates the creditworthiness of individuals and businesses to assess the risk of lending them money
- Recommended to approval loan application
Document verification officer - Margadarsi chits PVT LTD
(2024 - 2025)
Worked as Verification officer Branch Level
- Check KYC, bank statements, income documents and ITRs
- Manage fraud investigations and field verifications.
- Get good well experience in Business loan, Personal loans.
- Recommendation to sanctioning authority for final sanction in Corporate office
- Check Payment Position and Payment Transaction
- Risk Field investigation Documents
Education
BBA(CA) - Bachelor of Business Administration Computer Application - SRI RAMAKRISHNA COLLEGE OF ARTS AND SCIENCE (2020)
Skills
Credit analyst
