Sayli Kamble

To work hard with full dedication for the achievement of organization objective under satisfying job contact, hence enhancing my skill and knowledge and ready to learn new things

Credit Analyst - FlexiLoans Technologies Pvt. Ltd.

(2023-08)

Business Loan - unsecured - Supply Chain Finance (Internal Posting)

• Making CAM (Credit Assessment Memo) and pulling consumer and commercial CIBIL (Transunion) reports
• Maintain MIS and help prepare various reports and presentations for the stakeholders
• Analyze Credit data, Financial statements, GST returns to determine the degree of risk involved in extending credit or lending money
• Ensure quick turnaround of customer loan applications, including credit analysis and summaries of loan requests, and submit to credit managers for Tele PD / Physical PD
• Tele PD of the customer to check the exact requirement and knowing about the background
• Analyze lending decisions – accept and reject cases on an ongoing basis
• Generate financial ratios to evaluate customers financial status
• KYC check of Loan application and supporting documents
• Analysis of CIBIL Report, Internal and External dedupe
• Analyzing of Bank Statements (EMI obligations, internals & Loan Disbursement)
• Timely processing of the proposals as per TAT
• Providing training to the new Joiners
• Worked on LOS and LMS

Credit Executive - Ditya Finance private Ltd (Mswipe)

(2022-03 - 2023-08)

Business Loan - unsecured

• Prepare and update excel sheet
• Checking and Verifying the documents received from sales team
• Data entry of all login cases via multiple channels on multiple working platform
• Moving cases from DDE to Credit Approval on Finnone
• Initiating all Reports against the case on the 3rd party platforms, such as Bureau, Novel, CPV/FI
• CIBIL and Novel Underwriting
• Coordinating with third party to Receive on TAT
• Preparation of Pre Disbursement data (KIT STATUS)
• Making MIS report on daily basis
• Resolving queries on mail

Credit Reviewer (Back office executive) - Pamac Finserve Private Ltd

(2017-11 - 2019-05)

Indiabulls Venture Pvt Ltd (Personal Loan) and SREI Equipment Finance Ltd (Equipment Loan)

• Preparation CAM (Credit Approval Memo) (Project duration 3 months)
• Login and document check
• Bank statement analysis, data updation in CRM with initiation of required other check
• Quality check of CAM
• Send mail to the Clients
• Process Application file
• Updating data with cross verify with KYC / CIBIL & FI Report
• Screening = Document Screening (Scrutiny of KYC)
• Maker = Data entry necessary Field i.e. Disbursement Amt, Date etc...
• Author = Review Eligibility & 1st stage approval for disbursement
• Documents screening as per company norms
• Making MIS Report through MS Excel

Master Of Business Administration - Finance - Dr. D. Y. Patil Vidyapeeth, Pune (2023)

Business Accounting And Taxation Course - BAT - EdupriStine (2019)

T.Y.B.com. - University of Mumbai (2016)