Mari Selvaraj
Credit Underwriter-secured and Unsecured loan
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About
Experienced Credit Underwriter with 10 years of expertise in Banking and NBFC sectors, specializing in Mortgage, SME, and Corporate Loan underwriting. Skilled in credit assessment, risk analysis, compliance, and loan structuring with proven ability to balance risk management and business growth. Strong background in team coordination, client evaluation, and regulatory adherence.
Experience
Results-driven Credit Underwriting and Banking Professional with 10 years of experience across credit analysis, risk assessment, loan underwriting, and portfolio management in NBFC and banking sectors. Adept at evaluating financial statements, analyzing creditworthiness, and ensuring compliance with regulatory guidelines. Skilled in managing end-to-end underwriting processes for retail, SME, and corporate loans, with a strong focus on credit policy adherence and risk mitigation.
Proven ability to work under pressure, deliver accurate credit decisions, and support business growth while maintaining asset quality.
Education
Bachelor of Business Administration (BBA) – Finance
Strong foundation in financial management, accounting, and business strategy.
Completed professional training and certifications in Credit Underwriting, Risk Assessment, and Financial Analysis, enhancing expertise in evaluating borrower creditworthiness and loan structuring.
