Manager – Collection Manager – NPA & Write-off TW, PL, CVCE & Auto Collections - Bandhan Bank
(2026-04)
- Achieving Targets by allocating individual targets to the Agencies and FOS – Collection Team
- Executing the Plans for the area under purview by effective Team Management
- Build and maintain relationships with Corporate Agencies and local vendors
- Regularly conducting the meetings with the Team to-words achieving their collection targets and explaining their incentive structures and ensure to achieve their Incentives of every individual, reducing the roll forward percentages and monthly increasing the roll back percentages
Manager – Cluster Manager – HL & LAP Collections - Hinduja Housing Finance Pvt Ltd.
(2024-12 - 2026-04)
- Achieving Targets by allocating individual targets to the Assistant Managers – Collection Team
- Executing the Plans for the area under purview by effective Team Management
- Build and maintain relationships with Corporate Agencies and local vendors and DCAs
- Regularly conducting the meetings with the Team to-words achieving their collection targets and explaining their incentive structures and ensure to achieve their Incentives of every individual, reducing the roll forward percentages and monthly increasing the roll back percentages
Manager – Deputy Area Manager – PL Collections - Bajaj Finance Pvt Ltd.
(2023-01 - 2024-12)
- Achieving Targets by allocating individual targets to the Assistant Managers – Collection Team
- Executing the Plans for the area under purview by effective Team Management
- Build and maintain relationships with Corporate Agencies and local vendors and DCAs
- Regularly conducting the meetings with the Team to-words achieving their collection targets and explaining their incentive structures and ensure to achieve their Incentives of every individual, reducing the roll forward percentages and monthly increasing the roll back percentages
- Ensuring to every individual to increase their best Honesty Actions to words getting the results
Manager – Branch Manager – PL, BL and Mortgage Loans - CREDRIGHT Finance Pvt Ltd.
(2022-06 - 2022-12)
- Scouting and sourcing Quality business in the designated area and achieving the targets and sub targets within the minimum turnaround time with a team of two members
- Processing of the proposals and co-coordinating with the credit team for swift sanctions and make sure it is done within the prescribed TAT
- Taking care of legal and valuations of the properties for Agri and Non Agri Properties
- Portfolio management like churnings, recoveries, NPA recoveries, etc,.
- Quantifying the quality of assets by effective follow up and supervision of the advances and ultimate utilization of the funds
- Achieving the set profitability target through right mix of business, negotiating appropriate interest rate, processing fee and keeping the portfolio performing
- Nurturing the team, given by effective follow up and showing them path for good career
Manager – Branch Manager – CAR, SCV, LCV, and HCV Loans - RCF Finance Pvt Ltd.
(2021-06 - 2022-06)
- Scouting and sourcing Quality business in the designated area and achieving the targets and sub targets within the minimum turnaround time with a team of two members
- Build and maintain relationships with Corporate DSAs and local DSAs
- Processing of the proposals and co-coordinating with the credit team for swift sanctions and make sure it is done within the prescribed TAT
- Taking care of valuations of the vehicles
- Portfolio management like churnings, recoveries, NPA recoveries, etc
Manager – Branch Manager – CAR, SCV, LCV, and HCV Loans - IKF Finance Pvt Ltd.
(2020-01 - 2021-03)
- Scouting and sourcing Quality business in the designated area and achieving the targets and sub targets within the minimum turnaround time with a team of two members
- Build and maintain relationships with Corporate DSAs and local DSAs
- Processing of the proposals and co-coordinating with the credit team for swift sanctions and make sure it is done within the prescribed TAT
- Taking care of valuations of the vehicles
- Portfolio management like churnings, recoveries, NPA recoveries, etc
Used commercial vehicles – Sales: Assistant Manager - Equitas Small Finance BANK.
(2019-02 - 2019-12)
- Scouting and sourcing Quality business in the designated area and achieving the targets and sub targets within the minimum turnaround time with a team of two members
- Build and maintain relationships with Corporate DSAs and local DSAs
- Processing of the proposals and co-coordinating with the credit team for swift sanctions and make sure it is done within the prescribed TAT
- Taking care of valuations of the vehicles
- Initiating timely recovery measures, including hard recovery steps like, legal action. Ensuring asset quality by control on overdues and prevention of NPA
Senior Sales Officer - Magma Fincorp Ltd.
(2017-02 - 2019-01)
- Responsible for Car, Hcv, scv, Jcb, tractor Sales
- Achieving Targets clear and full fill the target
- Responsible for Recovery and Collection of vehicles (car, Hcv, Scv, Jcb, Tractors)
- Achieving CD collections clear and full fill the target
- Achieving OD Collections are decrease
Sales Officer: in Retail Asset Lending - HDB Financial Services
(2014-01 - 2017-01)
- Generating leads by personally visiting the clients
- Responsible for meeting the targets in products of Car Loans, Gold Loans, Personal Loans and Mortgage Loans
- Negotiating with the customer and the loan application review board for mutual benefit
- Putting up the proposals with the respective credit teams for sanction of the files
- Resolving the queries that arise and facilitating for sanction of the loan
Sales Executive: in CASA Retail Banking - HDFC BANK Ltd.
(2010-05 - 2013-12)
- Acquiring New to Bank Customers
- Achieving CASA, TD, Third Party product targets
- Responsible for building up balances in the mapped portfolio
- Increasing customer value score by offering different banking products
- Focusing on need-based selling
- Responsible for achieving retail assets targets
- Zero tolerance towards KYC and AML guidelines
- To build relationship with existing customers to ensure repeat / referral sales
- Routing the customers to digital channels to increase revenue and contractability
