Neha Garg

As Talented and Proactive Manager – Treasury & banking with more than 11.5 years of experience in Treasury and Banking sector with Trade finance (Letter of credit and Bank guarantees) and Cash Flow management, Liquidity and fund management, investment (Short term / Long term – FD or MF). I have grown into a well-organized, self-motivated individual with excellent communication skills and the ability to work as part of a team or my own. I have also developed myself into a proactive, adaptable, and committed person with a positive approach ensuring I am able to complete tasks on time and to a high standard.

Manager – Finance & Accounts (Treasury & Banking) - RenewSys India Private Limited

(2024-05)

• Responsible for Cash Flow – tracker, forecast (Weekly, monthly and quarterly)
• Converting Idle fundsinto Productive funds – through investments into short term or long term (Fixed deposit / Mutual fund)
• Trade finance – LC / BG's, LCBD
• Fund raising – Term loan and Working capital with pre and post disbursement documentations
• Preparing monthly / quarterly / half yearly banking reports – DP, UHFC, FFR I and II, DDR and various MIS like FD interest and Mutual fund NAV
• Arranging data for Credit rating agencies
• Maintaining relation with Banks and RM's – Domestic as well asInternational
• Debt Service Report – Interest payment to lenders/ banks
• Ensuring timely repayment of interest and principal of loans as persanction terms
• Hedging – Forward contracts (Anticipated and contractual)

Assistant Manager –Treasury - Leighton India Contractors Private Limited (CIMIC Group)

(2022-10 - 2024-04)

• Responsible for Cash Flow – tracker, forecast (Weekly, monthly and quarterly)
• Converting Idle fundsinto Productive funds – through investments as and when required utilization of fund.
• Daily / Weekly and Monthly MIS reports and Reconciliation of FD'sinterest rate
• Vetting of Fund-raising documents like Facility agreement, Deed of Hypothecation, Deed of Pledge and many more
• Maintaining relation with Banks and RM's – Domestic as well asInternational
• Responsible for Bank accounts –opening, closing, updation in signatories
• Trade finance – LC / BG's(Open ended and close ended) and GR waiver for Customs payments upon reexport goods
• Credit rating documentation – monthly & quarterly
• Hedging and its documentation – Anticipated and contracted
• Insurance – CAR, CPM, PI, CGL etc

Assistant Manager –Treasury - Avaada Energy Private Limited

(2017-12 - 2022-09)

• Responsible for Cash Flow, Bank balances(600 + Bank accounts – Current, Overdraft and Escrow)
• Converting Idle fundsinto Productive funds – through investments as and when required utilization of fund.
• Daily / Weekly and Monthly MIS reports
• Reconciliation of FD'sinterest rate and Mutual Funds
• Vetting of TRA Agreements and getting approved from Lender / Banks
• Assisting in Project finance related documents – Pre and Post Disbursement
• Maintaining relation with Banks and RM's – Domestic as well asInternational
• Responsible for Bank accounts –opening as well closing formalities.
• Debt Service Report – Interest payment to lenders/ banks
• Vendor payments – Escrow account / TRA account
• Assisting in audits – Internal as well as Statutory
• Ensuring timely repayment of interest and principal of loans as persanction terms
• Managing Overdraft accounts and interest therein
• Managing Fund based and non-fund based (Bank Guarantee and OD limits)
• Investmentsin unsecured securities – Commercial Papers and ICD's
• Assisting in Bank account related queries of Branches/ Live Site projects PAN India

Senior Executive – Treasury - Weizmann Forex Limited

(2013-03 - 2017-11)

• Preparing Import of currency for PAN India branches with Import documentation and currency denomination
• Complete responsibility of AD I referral transaction via bank with monthly commission payout MIS
• Managing NOSTRO account for referral transactions
• AML, OFAC list updating and KYC documentation with OSV
• Understanding LRS (Liberalized Remittance Scheme) RBI guidelinestime to time
• Responsible forAD II transactions processing and uploading with daily MIS and also resolve queries ofboth Branches& Bank
• Managing inward and outward remittances with Western Union, RIA, Money Gram and transfast with conversion rate
• Preparing bank related documents for confirmation of deal - forward booking, TOM / SPOT
• Cashflow management
• Credit Updating and Credit appraisal for Corporate seeking for Credit with appropriate approvals
• Complete responsibility of Forex DD stock IN and OUT with Bank reconciliation MIS
• Coordinate with Banks for commission payouts of AD I referral transaction with proper record of each transaction KYC within TAT
• Assisting in preparing Audit documents - Information Security Policy for CISA empaneled audit conducted by RBI

Management Trainee - Godrej Agrovet Limited

(2010 - 2010)

3 months internship with Chief Financial Officer on CAPEX project

MBA - Finance - Kurukshetra University (2008 - 2010)

B.Com - Narsee Monjee College of Commerce and Economics (NM) Vileparle (Mumbai) (2004 - 2007)

Master's in Commerce - Mumbai University – IDOL (Distance Learning) (2014 - 2014)

Company Secretary - ICSI (2021 - 2021)