Nilanj Gohil
Disbursement officer At Au small finance bank
Hire this person
Send a job offer directly to this candidate
About
Energetic Operations Executive adept at overseeing cross-functional teams in fast-paced and dynamic environments. Strengths include performance improvement, organizational restructuring and team building.
Operations
Executive skilled in organizing and coordinating office administration to support organizational effectiveness, operational excellence and office safety.
Experience
Disbursement Officer at AU SMALL FINANCE BANK (2025-03 – Present)
Manages disbursement processes for multiple loan products and resolves audit observations
- Disbursement Process of Home Loan, Micro Business Loan & Loan Against Property Products
- All Products File NDC & Audit Obeservation Resolved
- Also Disbursement Process of Auto Loan. (New Car loan and New Commercial vehicle loan)
- Prepare All Disbursed File and Repayment Dispatch MIS
- Checked All Products Legal Report and Technical Report and Resolved Legal and Technical Audit Obeservation
- All Disbursed File Dispatched within TAT
- Scan Base Disbursed All Product File
- Process For Cheque Reprint and Cancle, Loan Canclelation, & Loan Rebooking
Operation Executive at RBL BANK LTD (Veeraraghavan and Co.) (2023-05 – 2025-02)
Handled disbursement process of home loans and SMLAP products with document verification and customer communication
- My Work is Disbursement Process Of HOME LOAN and SMLAP
- Both Product File Checked in system as well as Physical File Document and also checked Legal Report and Technical Report
- All File and Property Paper checked than after Dispatched
- After Disbursement Generate Repayment schedule, Prepare Welcome Letter and Prepare LOD and Dispatched to customer
- Prepare all MIS of HOME LOAN and SMLAP
- Resolved Disbursed File Audit Query
Operation Executive at ADANI CAPITAL PRIVATE LIMITED (2021-10 – 2023-04)
Managed LAP product disbursement and resolved file and audit queries
- My Work is Disbursement Process Of LAP Product and Resolve Query of File and Also resolved audit query
- Update Details of Login and Sanction file and also generate login file Cibil
Certified Public Accountant at ICICI BANK LTD (2019-08 – 2021-09)
Performed credit operations in home loan department with document verification and disbursement processing
- Credit Operation work in Home loan Department and identify critical missing document and match up them with loan file and all type of home loan file disbursement process
Certified Public Accountant at IDFC FIRST BANK LTD (2016-12 – 2019-07)
Managed credit operations in home loan department including CAM preparation and legal/technical initiation
- Credit Operation work in Home Loan Department and Preparing CAM, All type of Home Loan file login and document checking than update file status
- Initiate all home loan file Legal and Technical
Education
Master of Commerce in Economics – Maharaj Sayajirao University (2015)
Bachelor of Commerce in Accounting and Finance – Maharaj Sayajirao University (2013)
H.S.C – Kelvani Trust Vidhyalaya (2010)
S.S.C – Kelvani Trust Vidhyalaya (2008)
