Nilojyoti Das

Results-driven financial analyst with 5+ years of experience in banking operations. Seeking an Operations Senior Associate/Analyst position to leverage expertise in risk mitigation, investor relations, and operational efficiency, contributing to enhanced operational performance.

Financial

Analyst with 4+ years of experience in banking operations, specializing in KYC/AML compliance, risk assessment, and client onboarding. Proven ability to maintain data integrity and prevent fraudulent activities through meticulous client verification and utilization of electronic identification portals. Expertise in managing end-to-end financial processes, optimizing workflows for registration, trade execution, and payment disbursement, ensuring accuracy and compliance.

Proficient in conducting comprehensive KYC screenings, ensuring adherence to CIP guidelines and regional financial regulations. Demonstrated skill in managing investor lifecycle events, including onboarding, trade processing, and updates to client information. Adept at identifying, escalating, and mitigating process-related risks, ensuring operational integrity and minimizing disruptions.

Experience in preparing and reviewing comprehensive fund reports, delivering timely and insightful client reporting. Skilled in implementing process improvements through detailed analysis of constraints and challenges, leading to optimized workflows. Exceptional communication, problem-solving, and time management skills, consistently recognized for outstanding contributions.

Senior Analyst - Deutsche Bank - Bengaluru, India

(2025-09)

Responsible for maintaining data integrity, preventing fraud, and optimizing financial processes, ensuring accuracy and compliance within financial operations.

• Maintained data integrity by diligently updating client information through electronic identification portals, ensuring accurate records.
• Prevented fraudulent activities by rigorously verifying client data, contributing to a secure operational environment.
• Managed end-to-end financial processes, streamlining workflows for registration, trade execution, and payment disbursement.
• Ensured accuracy and compliance in all financial operations, adhering to regulatory standards.
• Enhanced data integrity procedures, minimizing risks associated with fraudulent activities through proactive updates and verification methodologies.

Analyst 2 - Northern Trust - Bengaluru, India

(2023-08 - 2025-08)

Accountable for ensuring KYC/AML Compliance, process improvement, investor relations and managing financial integrity through effective fund reporting and risk mitigation strategies.

• Ensured rigorous adherence to Client Identification Program (CIP) guidelines by meticulously verifying account opening documents according to Know Your Customer (KYC) protocols.
• Conducted comprehensive KYC screenings on new clients, thoroughly documenting and corroborating gathered information to ensure regulatory compliance.
• Managed investor lifecycle events, including seamless onboarding, Power of Attorney linkages, trade processing (subscriptions/redemptions), stock transfers, and bank detail updates.
• Evaluated KYC/AML processes against regional financial regulations, identifying areas for enhancement and ensuring consistent compliance.
• Proactively identified, escalated, and mitigated process-related risks, swiftly resolving exceptions to minimize disruptions and maintain operational integrity.
• Maintained accurate client registers while understanding the business models and responsibilities of all stakeholders involved.
• Implemented process improvements through detailed analysis of constraints and challenges, leading to optimized workflows.
• Ensured accurate processing of investor dealing instructions, managing payments and reconciliations to maintain financial integrity.
• Prepared and reviewed comprehensive daily, monthly, and ad-hoc fund reports, delivering timely and insightful client reporting.
• Streamlined KYC processes by identifying enhancement opportunities, contributing to improved efficiency and regulatory adherence.
• Ensured operational integrity through proactive risk identification and mitigation strategies, minimizing potential disruptions.

Analyst 1 - Northern Trust - Bengaluru, India

(2022-07 - 2023-07)

Oversaw operations, client maintenance, new investor onboarding, SLA compliance, client data management, and risk issue resolution.

• Administered operations for over 20 Management Companies within the UK Transfer Agency Department's AML KYC Team, ensuring seamless service delivery.
• Processed client maintenance activities and onboarding new investors, adhering strictly to Service Level Agreements (SLAs) and established procedures.
• Maintained high processing quality in completing routine and time-sensitive tasks, subject to stringent SLAs, ensuring accuracy and timely execution.
• Managed risk issues through ownership, escalation, and timely resolution, mitigating potential disruptions and maintaining operational stability.
• Maintained accurate client data, including bank account details, addresses, agent information, regular savers, agent commissions, and records for deceased clients.
• Exceeded SLA requirements through diligent adherence to procedures, leading to enhanced client satisfaction and enhanced processing quality.
• Streamlined operations for over 20 Management Companies, ensuring seamless service delivery and client experience.

B.COM - G.C. Degree College, Assam University (2014-08 - 2017)

PUC - Vivekananda Pre-university College, Assam State Board (2012-05 - 2014)

HSLC - Maharishi Vidya Mandir, Central Board of Secondary Education (2011-05 - 2012)