Pawan Bhalotiya
Vice President in Credit Vertical
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About
To work with a company which encourages professional growth through a wide range of challenging assignments, which would use my skills and knowledge and would allow me to gain expertise & embellish my skills.
Experience
Vice President at Greenfinch Tech process Pvt Ltd (2025 – 2026)
- Evaluated team performance, offering constructive feedback and identifying opportunities for professional development.
- Resolved customer issues and built strong, productive relationships with project stakeholders.
- Contributed to data capture team by scanning and verifying documents for accuracy., scanning and verifying documents.
- Kept the team in compliance with office policies, safety processes and industry requirements.
- Maintained high standards of accuracy and precision in all surveying tasks, utilising advanced surveying equipment.
Assistant Credit Manager at Kamal Auto Finance Pvt Ltd (2023-09 – 2025-09)
- Analysed financial statements to assess creditworthiness of prospective and current clients.
- Utilised financial ratios and other analytical tools to evaluate client financial health.
- Performed daily maintenance of loan applicant database.
- Educated customers about conditions of credit and loans, repayment requirements, and loan periods.
- Answered customer inquiries concerning credit standing, loan balances, and penalties.
- Advised customers on best available loan products and credit options.
- Reviewed and updated credit and loan files to maintain accuracy and compliance.
- Analysed client records to assess financial viability of lending applications.
- Monitored portfolio for signs of distress, initiating pre-emptive action when necessary.
- Submitted credit and loan applications to underwriters for verification and recommendations.
- Developed and maintained financial models to predict potential credit risks.
- Managed flow of applicants through approval process, completing continuous reviews and corrections to minimise delays.
Theft Claim Officer at Shriram General Insurance Pvt Ltd (2018 – 2023)
- Allocation of cases to the empanelled Investigators.
- Managing all theft claims relating to the region of Delhi-NCR, UP, Haryana, and Punjab for settlement.
- Follow up with insured and the investigators for the report updates and the recovery updates.
- Quality Control (QC) of the claim files, negotiation with the claimant, and Approve of claims.
Process Associate at Genpact India Pvt Ltd (2011-05 – 2018-09)
- Achieved service time and quality targets.
- Resolved customer queries and problems using effective communication and providing step-by-step solutions.
- Handled customer concerns and escalated major issues to supervisor.
- Picked up additional tasks to aid team success.
- Enhanced working relationships by participating in team-building activities.
- Actively listened to customers to fully understand requests and address concerns.
Education
Bachelor of Arts – Rajasthan University (2010)
A foundational exam covering basic banking for non-banking employees – Indian Institute of Banking and Finance (2014)
Rajasthan State Certificate in Information Technology (RSCIT) – Vardhman Mahaveer Open University (VMOU) (2023)

