Pranjit Dowarah
Insurance & Risk Management Professional | Marine, Mega Risk & Liability Specialist
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About
Experienced Insurance & Risk Management professional with 9+ years of expertise across Steel, Cement, Chemicals, and Logistics industries. Currently working as Deputy Manager at ArcelorMittal Nippon Steel India, managing large-scale, multi-jurisdictional insurance portfolios spanning India, UAE, and Singapore.
I specialize in Mega Risk, Marine Cargo, Engineering, Liability, and Cyber insurance, with a proven ability to handle high-value claims, optimize insurance structures, and drive significant premium savings. Known for strong analytical thinking, negotiation skills, and building technology-driven solutions like a self-developed Claims Management System to streamline operations and improve efficiency.
Experience
ArcelorMittal Nippon Steel India Ltd
Deputy Manager – Insurance | Mar 2024 – Present | Surat
Manage nationwide insurance portfolios with high premium exposure.
Oversee Mega Risk, IAR, Marine, Liability, Cyber, and Employee Benefits programs.
Settled large-value Marine Cargo and Property claims through structured negotiation.
Conduct enterprise risk assessments and ensure regulatory compliance.
BoxcoWorld Private Ltd
Assistant Manager – Insurance | May 2023 – Mar 2024 | Noida
Managed international insurance portfolios (India, UAE, Singapore).
Achieved premium reductions while maintaining full coverage.
Developed real-time insurance dashboards for tracking claims and policies.
Ensured marine compliance and INCOTERMS alignment.
RSPL Limited
Officer – Insurance | May 2021 – Apr 2023 | Dwarka
Managed Mega Risk, Engineering, Liability, Marine, and Employee Benefit policies.
Settled claims exceeding ₹2X Crore under Mega Risk policies
Delivered cost savings through portfolio restructuring.
Star Cement Limited
Officer – Insurance | Jun 2019 – May 2021 | Guwahati
Managed end-to-end insurance operations and renewals.
Settled 300+ marine claims through strong coordination.
Maintained audit-ready insurance systems and improved risk processes.
Universal Sompo General Insurance Co.
Associate – Bancassurance | Jun 2017 – Jun 2019 | Guwahati
Handled full insurance lifecycle across multiple product lines.
Exceeded sales targets and built strong client networks.
Maintained high customer satisfaction and retention
Education
B.A. (English Literature) – Dibrugarh University (2012–2016)
Higher Secondary (Arts) – Dhakuakhana College (2010–2012)
HSLC (Arts) – Dhakuakhana H.S. (2005–2010)
