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Prashant Garud

Banking and NBFC Professional with 15+ Years Experience

Talent
KolhapurMember since July 16, 2026
Team HandlingHousing LoanMortgage LoanBusiness LoanPortfolio ManagementMicro FinanceSales ManagementGold Loan
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Team HandlingHousing LoanMortgage LoanBusiness LoanPortfolio Management

About

To strengthen the company goals and objective, provide good service to customers. With my personal growth and development and prove myself in demanding situations.

Experience

Branch Manager - Finova Capital Pvt Ltd.

(2025-12)

  • Team Handling
  • Housing loan, Mortgage, Business Loan
  • Convert sourced business in to disbursement as per monthly target.
  • Portfolio Management
  • Business from Direct source

Branch Manager - Credit Access Gramin Ltd.

(2025-03 - 2025-10)

  • Team Handling
  • Housing loan, Mortgage, Business Loan
  • Convert sourced business in to disbursement as per monthly target.
  • Portfolio Management
  • Business from Direct source & Existing Group customers

Sales Manager - DCB Bank Ltd.

(2024-10 - 2025-01)

  • Team Handling
  • Housing loan, Mortgage, Business Loan
  • Convert sourced business in to disbursement as per monthly target.
  • Portfolio Management
  • Handling DSA/ Connector , Builders for business improvement

Branch Head - Aavas Financiers Ltd.

(2021-09 - 2024-10)

  • Team Handling
  • Housing loan, Mortgage, Business Loan
  • Convert sourced business in to disbursement as per monthly target.
  • Portfolio Management
  • Handling DSA/ Connector , Builders for business improvement

RM- MFI & BC MH Region - DCB Bank Limited.

(2016-02 - 2021-09)

  • Taking Care of Micro Finance, MBL, Gold Loan and TP products thru BC
  • Provided support to BC partners to facing of collection & Business related issues
  • Monthly branch visits & audit of BC's
  • Conducting Monthly review meet for increase business with BC BM's & BC RO persons.

MIRO - Fullerton India Cr. Co. Ltd.

(2011-07 - 2016-02)

  • Source mortgage loan customer from open market & Marketing activity.
  • Help to credit for update of CAM, PD reports & Help to operation with QC process of file in disbursement.

Sangam Manager - SKS Micro finance.

(2009-08 - 2011-03)

  • Source group Customer ( JLG )
  • Provide information of product , Company & responsibility of each customer against Loan
  • Disburse of loan & Recover installment collection.

Education

SSC - Aurangabad (1998-03)

HSC - YCMOU (2012-06)

B. COM - YCMOU (2016-06)

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