Pratiksha Murthy

Finance professional with 3+ years of experience in banking operations, forex transactions, financial reporting, and portfolio monitoring. Skilled in financial analysis, management reporting, and compliance, with an interest in Treasury, FP&A, and Financial Analyst roles.

Assistant Manager - Federal Bank

(2023-05)

• Managed daily banking operations while ensuring transaction accuracy, regulatory compliance, and timely resolution of operational exceptions in a high-volume environment.
• Processed and monitored forex transactions worth ₹50 lakh+ monthly, including remittances, Letters of Credit (LC), and Bank Guarantees (BG), while consistently achieving annual forex business targets and ensuring adherence to RBI and FEMA regulations.
• Reviewed transaction records, operational reports, and financial data to identify discrepancies, support reporting accuracy, strengthen internal controls, and facilitate audit and compliance reviews.
• Assisted in monitoring business performance metrics and portfolio activities across retail and gold loan portfolios, contributing to average annual gold loan disbursements of ₹21.5 crore and retail loan disbursements of approximately ₹5 crore over the last two financial years.
• Coordinated with customers and cross-functional stakeholders to resolve transaction-related issues, maintain service quality standards, and ensure timely completion of operational activities.
• Supported credit assessment, portfolio monitoring, and documentation review activities while maintaining compliance with internal policies and regulatory requirements.

Junior Research Analyst - Hedge Equities

(2022-04 - 2022-05)

• Conducted sector and financial performance analysis using company financial statements, market data, and economic indicators.
• Assisted in the preparation of investment research reports and financial analysis for equity market evaluation.
• Evaluated business and sector performance using risk-return metrics and comparative financial analysis.

PGDM - Finance - SDMIMD, Mysore (2023-03)

Bachelor of Commerce - K.C College, Mumbai University (2020-10)

Class XII/HSC - St. Francis D'Assisi Junior College, Maharashtra State Board (2017-02)

Class X/SSC - Mary Immaculate Girls High School, Maharashtra State Board (2015-03)