Ranjith Ranjith
Branch Manager | Retail & NRI Banking | HNI Relationship Management
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About
Results-driven Banking professional with 19+ years of experience in Retail Banking, Branch Operations, Sales, and NRI Relationship Management. Proven track record leading teams across HDFC Bank, Axis Bank, and Jana SFB to drive CASA growth, revenue, and compliance. Expertise in HNI client servicing, Forex, KYC/AML, and cross-selling TPP products. Known for building strong client relationships and ensuring smooth, audit-ready branch operations.
Experience
Branch Manager - HDFC Bank Ltd - Chennai
(2023-07 - 2025-12)
- Managed overall branch P&L, operations, and sales for retail and HNI portfolio.
- Drove CASA growth, asset and TPP product sales through team of RMs and BDEs.
- Ensured 100% compliance in KYC, AML, audit parameters and smooth day-to-day operations.
- Single point of contact for NRI clients: NRE/NRO/FCNR, Forex, Travel Cards, Outward Remittances.
Branch Manager - Jana Small Finance Bank
(2022-09 - 2023-07)
- Led branch turnaround with focus on liability mobilization and customer acquisition.
- Strengthened local market presence and improved customer service metrics.
- Promoted bank products through roadshows, campaigns, and demos.
Branch Operations Head - Axis Bank Ltd
(2019-05 - 2022-08)
- Overall branch operations including branch Auditing, Locker, Cash, Clearing, DD issuance and reconciliation, NEFT/RTGS, monitoring, and regulatory compliance for branch transactions
- Ensured 100% compliance in KYC, AML, audit parameters and smooth day-to-day operations and branch transactions.
- Supported Branch Manager in sales initiatives and staff performance
NRI Relationship Manager - Sales & Operations - Axis Bank Ltd
(2007-12 - 2019-05)
- Serviced and deepened relationships with 200+ HNI/NRI clients
- Cross-sold Home Banking, General Insurance, Life Insurance, and Mutual Funds
- Managed NRI portfolio including NRE, NRO, PIS accounts and forex transactions
- Led a team of BDEs and RMs for new account acquisition
- Single point of contact for NRI clients: NRE/NRO/FCNR, Forex, Travel Cards, Outward Remittances.
Associate Sales Manager - Retail Liabilities - YES Bank
(2006-03 - 2007-11)
- Responsible for CASA, NRE/NRO, Term Deposits, MF and Insurance sales
- Developed market penetration strategies for HNI client acquisition
- Conducted financial planning and investment advisory for clients
Senior Executive - Retail Liabilities - Kotak Mahindra Bank
(2005-05 - 2006-01)
- Sourced HNI clients from catchment areas for long-term banking relationships
- Promoted bank products through roadshows, campaigns, and demos
- Responsible for CASA, Term Deposits sales
Education
MBA - Marketing & IT - LUMBA, Lucknow University (2001)
B.Com - Allahabad University (1999)
HSC & SSLC - Bethany Convent School, Allahabad
