Rohit Purohit

Innovative and detail-oriented Banking Professional with over 11 years of experience in Trade Finance Operations Banking. Proven track record in managing complex SWIFT messaging (ISO 20022), transaction authorization, and risk management (URC 522 & UCP 600). Adept at leading teams to drive business growth, optimize operational efficiency and maintain high-standard client relations for major corporate groups.

Assistant Manager (Lead) – Trade Finance Operations - Tata Consultancy Services (Client: Scotiabank) - Powai, Mumbai

(2022-11)

• Lead and manage a high-performing team overseeing day-to-day Trade Finance operations, ensuring strict adherence to client SLAs and risk management guidelines.
• Perform second-level checking and final authorization for complex international Trade Finance transactions, ensuring high accuracy in import/export operations.
• Apply deep working knowledge of ICC rules, specifically URC 522 for documentary collections to mitigate operational and financial risk.
• Expertly process financial messaging, including ISO 20022 migration standards (pacs.008/MT103 and pacs.009/MT202).
• Coordinate with global branches and Relationship Managers (RMs) to resolve complex discrepancies and ensure seamless delivery.

Deputy Manager – CSM (Wholesale Banking) - Axis Bank Limited - Atul, Valsad, Gujarat

(2021-09 - 2022-11)

• Managed overall trade products including Export, Import, LC, BG, and Remittances for major corporate clients
• Reviewed and processed trade documents (Second-level scrutiny) with due diligence and ensured processing within Turnaround Time (TAT).
• Handled Inward/Outward Remittance, Export Bill Lodgement, discounting, and ensured EDPMS/IDPMS closure.
• Generated business leads from existing customers and managed overall trade-related pendencies.

Deputy Manager – CSM (Transaction Banking) - ICICI Bank Limited - Vikhroli, Mumbai

(2015-06 - 2021-09)

• Served key corporate accounts including Godrej Group, Reliance Industries Ltd, and Raymond Limited.
• Managed the team and handled overall trade products (export, import, LC, BG, and remittances).
• Handled day-to-day trade operations, functions, and documentation.
• Reviewed and processed trade documents submitted by clients (first level of scrutiny).
• Managed Lodgement & Payment of documents presented under L/C, and Booking & paying off of Collection documents.
• Ensured Bill presentation under L/C & collections.
• Scrutinized trade documents with due diligence.
• Resolved client queries regarding import payments, Letter of Credit, and collection bills.
• Processed Advance & Direct payments under RBI regulations.
• Issued Delivery Orders for documents under L/C or Collection and ensured transactions were processed within the specified Turnaround Time (TAT).
• Handled Inward & Outward Remittance, Export Bill Lodgement & discounting, and Inland bills lodgement and discounting.
• Managed Bank Guarantees issuance and closure.
• Ensured EDPMS / IDPMS Closure and provided proper resolution for trade products.
• Coordinated with internal and external stakeholders (trade processing unit, product team, RM, compliance unit & clients).
• Educated customers on the required documents for various trade products.
• Prepared MIS (Management Information Systems) and sent reminders/SWIFT messages to clients on outstanding bills.
• Generated leads from existing customers and took references for new business.
• Managed MT Transaction & GR waiver
• Managed overall trade-related pendencies.

Post Graduate Diploma in Banking - Banking - Indian Manipal Academy of Higher Education (2019)

Master of Commerce - Commerce - BNN College, Bhiwandi (2017)

Bachelor of Management Studies - Management Studies - BNN College, Bhiwandi (2015)