Ronald A

Highly accomplished Financial Crime Compliance Analyst with nearly 3 years of hands-on experience in AML investigations, KYC/CDD/EDD reviews, transaction monitoring, SAR narrative drafting, sanctions screening, and internal quality assurance across large-scale US and international banking operations. Consistently achieved 95%+ accuracy and 100% SLA adherence in high-volume fraud and dispute queues. Proficient in OFAC/BSA/AML regulatory frameworks, including the USA PATRIOT Act and FinCEN CDD Rule, with expertise in PEP/adverse media screening and UBO identification.

Skilled in root-cause analysis, audit-readiness support, process improvement, MIS reporting, and cross-functional collaboration with compliance, legal, and operations teams.

Financial Crime Compliance Analyst — AML, KYC & EDD - Infosys BPM - Bengaluru, India

(2023-10)

Client: US & International Banking Operations

• Led systematic QA reviews of AML and fraud investigation cases, identifying procedural gaps and documentation deficiencies, and delivering structured root-cause findings to team leads. Maintained a 95%+ personal accuracy benchmark across high-volume fraud and chargeback queues, consistently recognized as a top performer.
• Ensured 100% audit pass rate with zero compliance deficiencies by supporting internal audit cycles and maintaining complete, audit-ready case documentation.
• Proactively identified and flagged a recurring fraud typology through pattern analysis, leading to the deployment of new process-level controls across the team and demonstrating significant operational impact.
• Conducted end-to-end EDD and KYC reviews for high-risk US banking clients, validating identity, beneficial ownership (UBO) structures, CIP requirements, and adverse media findings in strict adherence to BSA/AML and USA PATRIOT Act standards.
• Monitored and investigated daily transaction queues across high-volume US banking portfolios, applying risk-based typologies to detect financial crime indicators and preparing SAR narrative drafts for escalation.
• Executed comprehensive sanctions screening against OFAC SDN lists and performed PEP/adverse media checks on new and existing customer profiles, ensuring regulatory compliance.
• Managed the complete chargeback lifecycle per VISA VCR framework, from authorization review to dispute documentation and closure, achieving zero SLA delays.
• Prepared and distributed weekly/monthly MIS reports and dashboards on AML trends, SAR volumes, fraud patterns, and productivity metrics for senior compliance stakeholders.
• Collaborated cross-functionally with US-based compliance officers, legal, and operations teams to communicate risk findings, clarify regulatory requirements, and align on case disposition and remediation strategies.

Bachelor of Business Administration (BBA) - Finance - Rani Channamma University, Karnataka (2019 - 2022)