Sagar Patil

A result-oriented and dynamic professional with extensive experience in Asset Management, Valuation, Collections, and Central Operations within the banking and financial services sector (BFSI). Proven track record in strategic planning for asset liquidation, inventory control, yard management, and automated MIS reporting. Adept at driving team performance, mitigating risks, and streamlining Pan-India operations to minimize repo losses.

Manager – Asset Management - Credit wise Capital Pvt. Ltd.

(2025-09)

• Prepare MIS, Presentation, Reports, dashboard on daily, weekly, Monthly
• Automation of excel report & dashboard
• Strategic Forecasting & planning about Liquidation & refurbishment
• Strategic analysis to find out root causes & loop holes Liquidation & refurbishment
• Incentive calculation basis on KRA & Scheme
• Coordinate & follow up with various departments (Legal, Ops & Accounts)
• Escalate delays defaults in sale payment to management
• Coordinate with OEM for buy back & follow up
• Buyer database management of PAN india
• Coordinate with legal team about Case status & follow up
• Prepare adhoc as per requirement
• Find out root causes -Liquidation asset
• Focus to reduce repo losses, High aging stock Liquidation & refurbishment
• Identify asset for refurbishment in term of price improvement
• Scheduled Physical & Online auction Liquidation of Asset
• Vendor management, Monitor Auction & their bids, Payment follow up etc
• Analysis on Incremental revenue, losses etc
• Member of Internal Audit

Manager – Collection & Yard & Asset Resale Management - L & T Finance

(2025-04 - 2025-09)

• Repo Stock Liquidation, Auction management
• Handling and managing the team of collection executives
• Controlling of NPA accounts and resolving matters related to sales disputes
• Coordinating with collection team to maintain the portfolio and control delinquency
• Coordinate with legal team to execute legal tools
• Establishing and maintaining effective relationship with online auctioneers and more than 1000 buyers
• Establishing their need and suitability of services
• Managing 300 yards in various location all India
• Do the Yard & Stock audit of the all yard every month and give proper input to management
• Responsible for yard management, vehicle inventory and segregation of the vehicles on the basis segments like TW, Farm & Farm Incumbent for yard setups
• Catalogs preparation for auction
• Developing and implementing effective strategies for debt recovery and collections
• Responsible for daily reports of inward and outward of the vehicles with issue gate pass and verification of the vehicle as per the documents (RC, insurance)
• Complete Vehicle to inspect it before buying
• Getting vehicles for auction to inspect them and provide best valuation & Sale Price

Area Head – Asset Management - Credit wise Capital Pvt. Ltd.

(2019-05 - 2025-03)

• Prepare MIS, Presentation, Reports, dashboard on daily, weekly, Monthly
• Automation of excel report & dashboard
• Strategic Forecasting & planning about Liquidation & refurbishment
• Strategic analysis to find out root causes & loop holes Liquidation & refurbishment
• Incentive calculation basis on KRA & Scheme
• Coordinate & follow up with various departments (Legal & Ops)
• Escalate delays defaults in sale payment to management
• Coordinate with OEM for buy back & follow up
• Buyer database management of PAN india
• Coordinate with legal team about Case status & follow up
• Prepare adhoc as per requirement
• Find out root causes -Liquidation asset
• Focus to reduce repo losses, High aging stock Liquidation & refurbishment
• Identify asset for refurbishment in term of price improvement
• Scheduled Physical & Online auction Liquidation of Asset
• Vendor management, Monitor Auction & their bids, Payment follow up etc
• Analysis on Incremental revenue, losses etc
• Member of Internal Audit

Operation - executive - Genius Cons - Star Agri Finance Limited

(2018-03 - 2019-05)

• Manage the daily operations of the department in an efficient and effective manner
• Handling disbursement of Mortgage loans
• Managing PAN INDIA disbursement process of various product like, LAP/Unsecured Loan
• Verify all relevant document of loan files as per regulatory guide lines & policy of the organization
• Pre delinquency management
• Managing the record management unit (RMU) of loan files/Property paper/Repayment cheques with tracking the Archival/Retrieval of documents
• Responsible for handling post disbursement documents and dispatch of welcome letters and other deliverables to customers
• Managing MIS in terms of disbursement, Insurance form, Cheque cancellation & reissue, loan cancellation & rebook, disbursement cancellation
• Responsible for looking after customer service depending upon the type of request received, e.g. part-payment, refund, swapping, and retrieval of property documents or any other loan related documents
• Ensuring all requests related to closure in terms of foreclosure, part payment etc., are closed in timely manner
• Verify KYC documents and ensuring the same are proper in place
• Preparing MIS for quality checking of files and publishing the same to the branches to ensure error free process

CPA Manager Operation - I-Process ICICI Bank

(2017-08 - 2018-03)

HOME LOAN

• Taking care of disbursements and ensuring proper updation of same in system
• Verifying the legal and technical reports are appropriate
• Verify KYC and loan related documents are accurate
• Tracking and updation of disbursed cases in CTS (system)
• Assigning SRS in FCRM system for seeding documents

B. Com - Commerce - Arunachal University of Studies (2019)

H.S.C. - Mumbai Board (2016)

S.S.C. - Mumbai Board (2011)