Sandeep Agarwal

A Chartered Accountant and MBA in Finance, I bring over 20 years of experience working with founders, promoters, and boards of growth-stage and mid-market companies across sectors like SaaS, D2C, Fintech, Manufacturing, Real Estate, Edtech, and others. I partner with business owners at critical financial inflection points — whether a company is looking to raise its next round of funding, arrest a cash burn, fix a broken finance function, or take its product into a new market.

What gives my profile a different edge is that I have been on the other side of the table. I have co-founded and operated startups myself — in Fintech (a B2B financial wellness platform), SaaS (a B2B visitor management product), and Retail (a premium F&B franchise) — which means I understand the founder's pressure, the resource constraints, and the decisions that actually matter at each stage of growth.

Prior to my advisory practice, I spent 7 years at Fidelity Investments covering global equities for multi-billion-dollar investment funds across US and emerging markets, and held senior roles at HSBC and CRISIL — bringing an institutional rigour and analytical depth that distinguishes my CFO advisory approach.

What I do for growth-stage companies:

• Internal Financial Controls (IFC) across multi-branch, multi-entity operations
• Finance function design — processes, SOPs, ERP, team, MIS from scratch
• Fundraising (equity & debt) — models, decks, due diligence, board communication
• M&A financial advisory — due diligence, integration, post-deal controls
• International market expansion — drive pilots and strategy with CEO
• Path-to-profitability programmes — rationalizing cost across departments
• Product strategy and go-to-market — work closely with founders to drive GTM
• Board-ready MIS and dashboards that give promoters real financial visibility

Sectors: Manufacturing & Distribution | SaaS | Fintech | B2B Financial Wellness | D2C & Ecommerce | Real Estate | Edtech | GCCs

Standards: IGAAP | IFRS | US GAAP | SAP | Power BI

I work directly with founders, promoters, and boards. Open to partner with companies at a financial inflection point — scaling, fundraising, restructuring, or building governance infrastructure.

agarwal.sandeep0903@gmail.com

CFO advisory - last 5 years

Fintech startup co-founder

SaaS startup co founder

Full time CFO - B2B SaaS

Founder - Retail Cafe

Investment Research - Fidelity, HSBC, DB

Chartered Accountant

MBA

Bachelor of Commerce