Sanjay kumar G

A highly skilled Trade Finance Specialist with proven expertise in managing import transactions and delivering high operational accuracy in fast-paced banking environments. I consistently ensure error-free processing while optimizing workflows under pressure. I possess a solid understanding of regulatory compliance and have made meaningful contributions through training new team members and effectively resolving branch-level queries.

Proficient in SWIFT messaging MT 103 and MT 202, Pacs 008 and Pacs 009 and GST reconciliation. I am seeking an opportunity with a growth-oriented organization where I can continuously learn, apply my skills, and contribute to achieving organizational excellence.

Senior Executive at Sai Life Sciences Ltd (2026-02 – Present)

Trade Finance Operation

• Managed end-to-end import and cross border transactions in compliance with RBI regulations and internal bank policies.
• Coordinate with the bank to make payments on time.
• Closing IDPMS.
• Making error-free payments based on payment terms.

Deputy Manager at YES BANK LTD (2023-02 – 2026-02)

Managed end-to-end cross-border transactions in compliance with RBI regulations and internal bank policies.

• Managed end-to-end cross-border transactions in compliance with RBI regulations and internal bank policies.
• Handled direct and advance import remittances, including the preparation, scrutiny, and execution of outward remittances.
• Good knowledge of Pacs 008 and Pacs 009.
• Raised FX import deals and coordinated with Treasury to cover foreign exchange rates accurately.
• Processed Loan Against Import (LAI) in foreign currency, including loan booking, liquidation, amendments, and monthly interest calculations.
• Ensured timely debits on due dates, and accurate liquidation of import loans to avoid overdue positions.
• Handling outward and inward remittances.
• Performed daily maintenance of General Ledger (GL) accounts, ensuring zero excess debits or credits, and clean reconciliations.
• Proficient in handling SWIFT messages MT 103 and MT 202, ensuring accuracy and compliance with payment standards.
• Participated in User Acceptance Testing (UAT) for SWIFT processes, identifying gaps, and suggesting workflow improvements.
• Demonstrated strong analytical and problem-solving skills, consistently delivering error-free transactions under pressure.
• Supported audit activities by preparing documentation, resolving auditor queries, and ensuring regulatory compliance.
• Actively involved in training and mentoring new employees, contributing to team efficiency and knowledge transfer.
• Effectively addressed branch queries related to import payments, regulatory guidelines, and transaction exceptions.

MBA in Finance and Marketing – St. Joseph's College of Engineering (2023-05)

Bachelor of Arts in General – K C S Kasi Nadar College of Arts & Science (2021-05)

High School Diploma in HSC – SSV Higher Secondary School (2018-04)