Satinder pal singh Kahlon

Finance professional with 3+ years of experience across Treasury, Liquidity Management, Financial Analysis and Financial Modelling within global banking and financial services. Currently supporting Citi's Liquidity Management team delivering ILST, liquidity reporting and balance sheet analysis across ~35 legal entities in the EMEA region, including India. Recognised for analytical precision, ownership and delivering accurate financial insights in fast-paced environments.

Financial Analyst (Liquidity Management Analyst) at Citi (2024-12 – Present) • Support the preparation and monitoring of Internal Liquidity Stress Testing (ILST), liquidity reporting and balance sheet analysis across approximately 35 legal entities within the EMEA region, including India.

• Perform daily variance analysis by validating balance sheet movements with Country Treasury teams, investigating exceptions and identifying underlying business drivers.
• Investigated reporting exceptions, validated liquidity movements with cross-functional stakeholders and supported timely escalation of material liquidity risks.
• Review RLAP (30-day) and TLST (1-year) stress testing outputs to monitor liquidity positions, assess potential breaches and support timely escalation.
• Collaborate with Treasury, Finance, Risk and Technology teams to resolve reporting exceptions, strengthen controls and improve data quality.
• Supported reporting automation initiatives, improving reporting efficiency by ~20% while reducing manual validation efforts.
• Perform reconciliations across multiple internal systems to ensure completeness, consistency and accuracy of liquidity reporting.
• Utilise Advanced Excel, Tableau and Citi internal systems to perform financial analysis, reporting validation and reconciliations.

Financial

Analyst at InSync Analytics (2023-03 – 2024-11) • Managed financial models for ~15 listed companies, ensuring timely updates, analytical accuracy and high-quality client deliverables.

• Analysed financial statements, revenue segments and key business KPIs to support institutional investment research.
• Reviewed quarterly earnings releases, annual reports, investor presentations and management guidance to assess impact on future financial performance.
• Collaborated with hedge fund clients to implement requested model enhancements and deliver customised analytical solutions.
• Supported financial forecasting through analysis of business drivers, historical performance and analyst estimates.

Master of Management Studies in Finance – University of Mumbai

Bachelor of Commerce in B.Com – Nagpur University