Soundarya Pradhan
Fintech operations professional with 3.5+ years of experience across payments, lending, and banking operations
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About
Fintech operations professional with 3.5+ years of experience across payments, lending, and banking operations. Currently managing 30Cr+ monthly disbursement portfolio across NBFC partners, driving end-to-end fund flow execution, reconciliation, and repayment automation. Ex-PayU, with strong expertise in AML/KYC compliance, payment systems, and operational scalability.
Proven track record of reducing TAT by 20% and maintaining zero-error reconciliation. Seeking high-growth roles in banking operations and fintech.
Experience
Senior Analyst – Revenue & Lending Operations at Recur Club (2025-02 – Present)
- Owned end-to-end disbursement lifecycle for 30Cr+ portfolio across multiple NBFCs.
- Ensure 100% documentation accuracy (KYC, facility agreements, compliance documents) prior to fund release.
- Led lender coordination across ABFL, InCred, Ugro ensuring timely approvals and zero delays.
- Drove process optimization initiatives improving disbursement TAT by 20%
- Implemented structured NACH and Direct Collection setups to strengthen repayment automation and reduce manual tracking.
- Ensured 100% reconciliation accuracy across UDC and financial tracking systems
- Enabled faster loan disbursements contributing to improved partner satisfaction and revenue flow.
- Mentor team members and review documentation to maintain compliance standards and operational consistency.
- Awarded Ring of Honour for exceptional operational ownership and contribution to revenue lifecycle efficiency.
Analyst – Operations VKYC at Payu Payments Private Limited (2024-03 – 2025-02)
- Conducted merchant onboarding and AML/KYC verification under RBI regulatory standards.
- Supported high-volume onboarding operations ensuring accuracy and regulatory adherence.
- Verified customer documents and ensured accurate onboarding processes.
- Collaborated with risk and product teams to streamline onboarding workflows and reduce friction.
VKYC Executive at Transcorp International Ltd (2022-09 – 2024-03)
- Conducted RBI-compliant video KYC verification and fraud risk identification.
- Trained new hires and contributed to SOP development.
- Improved onboarding efficiency by 20% through training and documentation refinement.
Education
Master in Business Administration in MBA – Maharishi Dayanand University (2021 – 2023)
B.SC Mathematics Hons in Mathematics – Himalayan University (2018 – 2021)
