Soundarya Pradhan

Fintech operations professional with 3.5+ years of experience across payments, lending, and banking operations. Currently managing 30Cr+ monthly disbursement portfolio across NBFC partners, driving end-to-end fund flow execution, reconciliation, and repayment automation. Ex-PayU, with strong expertise in AML/KYC compliance, payment systems, and operational scalability.

Proven track record of reducing TAT by 20% and maintaining zero-error reconciliation. Seeking high-growth roles in banking operations and fintech.

Senior Analyst – Revenue & Lending Operations at Recur Club (2025-02 – Present)

• Owned end-to-end disbursement lifecycle for 30Cr+ portfolio across multiple NBFCs.
• Ensure 100% documentation accuracy (KYC, facility agreements, compliance documents) prior to fund release.
• Led lender coordination across ABFL, InCred, Ugro ensuring timely approvals and zero delays.
• Drove process optimization initiatives improving disbursement TAT by 20%
• Implemented structured NACH and Direct Collection setups to strengthen repayment automation and reduce manual tracking.
• Ensured 100% reconciliation accuracy across UDC and financial tracking systems
• Enabled faster loan disbursements contributing to improved partner satisfaction and revenue flow.
• Mentor team members and review documentation to maintain compliance standards and operational consistency.
• Awarded Ring of Honour for exceptional operational ownership and contribution to revenue lifecycle efficiency.

Analyst – Operations VKYC at Payu Payments Private Limited (2024-03 – 2025-02)

• Conducted merchant onboarding and AML/KYC verification under RBI regulatory standards.
• Supported high-volume onboarding operations ensuring accuracy and regulatory adherence.
• Verified customer documents and ensured accurate onboarding processes.
• Collaborated with risk and product teams to streamline onboarding workflows and reduce friction.

VKYC Executive at Transcorp International Ltd (2022-09 – 2024-03)

• Conducted RBI-compliant video KYC verification and fraud risk identification.
• Trained new hires and contributed to SOP development.
• Improved onboarding efficiency by 20% through training and documentation refinement.

Master in Business Administration in MBA – Maharishi Dayanand University (2021 – 2023)

B.SC Mathematics Hons in Mathematics – Himalayan University (2018 – 2021)