FIN-CRIME ANALYST at CONCENTRIX (2025-06 – 2025-10)
- Conduct KYB reviews for new and existing clients in accordance with AML regulations and internal compliance standards.
- Perform Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for high-risk entities and complex ownership structures.
- Investigate alerts and suspicious transactions flagged by transaction monitoring systems.
- Prepare and escalate Suspicious Activity Reports (SARs) to relevant authorities when necessary.
- Analyze customer data, identify potential money laundering, terrorist financing, and fraud risks.
- Maintain accurate and timely documentation for audits and regulatory reviews.
- Collaborate with relationship managers, legal teams, and regulators to resolve compliance queries.
- Monitor changes in financial crime regulations and update processes accordingly.
- Support internal training programs on KYC/CDD and AML best practices.
KYC ANALYST at KPMG (2024-06 – 2024-10)
- Perform the CDDR by review the ownership structure, run the screening for both the RP and entity, review the SIC code, standard due diligence for trading activity and transaction analysis.
- Perform MDD modules by reviewing the customers site due diligence, L&R, adverse media screening and also with SOF cash and international transactions, review the source of wealth for both RP and entity.
- Conduct comprehensive KYC due diligence on new and existing customers, ensuring compliance with applicable regulations, such as Customer Due Diligence (CDD), anti-money laundering (AML) requirements. Collect and verify customer information, review documentation, perform risk assessments, and escalate any red flags or potential suspicious activities.
- Analyze customer profiles, transactions, and associated risks to assess the level of risk they pose to the organization. Utilize risk assessment frameworks, tools and evaluate potential risks and develop risk mitigation strategies. Continuously monitor and update risk profiles based on changes in customer behavior or regulatory requirements.
- Perform enhanced due diligence (EDD) on high-risk customers or transactions, including conducting in-depth investigations, gathering additional information, and applying enhanced scrutiny to mitigate risks associated with money laundering, fraud, or other illicit activities.
- Utilize a variety of research tools, databases, and sources to gather information and generate insights.
PROCESS ASSOCIATE at CAPGEMINI TECHNOLOGY SERVICES LIMITED INDIA (2022-07-31 – 2023-11-28)
Anti-money laundering and KYC
- Review, Research, Documentation and Verification of Consumer and Business Banking account information.
- Validation of documents as per policy based on Jurisdiction and CDD documentation.
- Conduct open-source research to find substantial documents as per entity and Risk.
- Compare and contrast differences with KYC records, highlight and escalate any discrepancies.
- Verify the identity of the account holder, type of account, typical transaction size, the quality of the information offered by the customer.
- Conduct CDD/CIP reviews to identify and verify Name, Address, Description of Business, Primary Customers and Suppliers, Source of Initial funds.
- Bank Operation support processes of MUFG Bank customers (Mitsubishi UFJ Financial Group). The process begins with defining and establishing appropriate data standards and processes for measuring, monitoring and reporting of data quality.
- Transactions of various individuals and non-individual based on the specifications and Identifying the risk and preventing the loss from fraudulent activities.
- Validating the various financial instruments and clearing them within stipulated time.
- Screening of transactions using fraud rules, branch codes, OFAC sanctions to avoid fraudulent activities.
- Specialized in Reconciliation of accounts to eliminate the duplicate and counterfeit transactions (ARTP) and performing audits on the validated task to ensure quality.
- Process Associate Working and providing client services to Royal Bank of Canada in Insurance department.
- Training new hires on the process and making them certified, Ability to manage escalation.
- Working for the Quality team on behalf of Offshore.
- Experience of UK banking on Fraud and AML.
- Advanced Knowledge of banking systems.
