Tejas Pathak

Solving the Unsolved: MSME Lending Gap with Innovative Digital Strategies and Strategic Alliances. Committed to driving growth in AUM – With a vision of building and managing 1000cr+. Versatile professional with 2.5+ years of experience managing end-to-end fintech partnerships, from onboarding to risk control and AUM growth.

Proven track record in launching innovative lending products (RBF, BNPL, LRD) and scaling portfolios beyond INR 200Cr. Skilled in workflow documentation, regulatory alignment, and cross-functional collaboration. Achieving business target every month by 100%.

Assistant Manager – Digital Alliance - UGRO Capital Ltd - Surat

(2023-09)

• As Pioneer member, scaled UGRO's Digital Alliance unit to deliver consistent high-volume business.
• Managed full partner lifecycle: evaluation, onboarding, API integration, policy mapping, and compliance.
• Skilled in documenting end-to-end lending workflows through SOPs, term sheets, and product notes to ensure standardization and regulatory alignment.
• Drove INR 200 Cr+ AUM portfolio and enabled consistent ₹20+ crore monthly inflow.
• Strategizing collection and maintained 200CR Portfolio with less than 2% Delinquency.
• Oversaw FLDG frameworks, created partner-specific payout structures, and aligned risk thresholds.
• Enhanced transparency and outcomes using real-time performance tracking dashboards.
• Part of team at UGRO capital handling entire SCF business portfolio from last 2 Years.

Master of Business Administration - Finance & Financial consultancy - Lovely Professional University, Punjab (2021 - 2023)