Assistant Manager - Arohan financial service ltd
(2025-09)
- Conducted end-to-end underwriting of business loans, including financial analysis, credit risk assessment, and approval recommendations.
- Recommended loan cases with ticket sizes up to ₹5 lakhs in accordance with company policies and credit guidelines high-value loan cases by analyzing 1-year bank statements, business vintage proof, and CIBIL reports.
- Via video call customer discussions to assess business vintage, income stability, and overall for loan underwriting decisions.
- Managed and processed loan cases across both South and North regions.
Senior Executive - Aeon Credit Service Private Limited
(2023-12 - 2025-02)
Experience in Two-wheeler and Personal Loan division
- Approving Two-wheelers loans upto 90% (LTV), ensuring as per policy
- Cross-verifying all KYC documentation, banking details and CIBIL reports
- Checking CIBIL reports and other documents, processing them for further approval
- Cross-verifying relevant documents for personal loans, approving loans upto 5 lakhs
Senior Credit Process Associate - Werize
(2022-10 - 2023-12)
Experience in Personal Loan division and Business Loan
- Customer Verification & Loan Approval: Verified customers details via call and approved their loan amounts.
- Underwriting Review: Reviewed and verified borrowers' income, bank statements, credit reports, EMI obligations, and employment history for underwriting submission.
- CIBIL Checks: Conducted checks on CIBIL reports and other documents, processing them for ither approval.
- KYC & Sanctioning: Verified KYC, pay slips, and bank statements to sanction loans.
Credit Associate - Propelled
(2020-07 - 2022-10)
Experience in educational loan division.
- Document Verification & Approval: Cross-verified all relevant documents for educational loans, approving loans up to 15 lakhs.
- Underwriting Review: Reviewed and verified borrowers' income, bank statements, credit reports, EMI obligations, and employment history for underwriting submission.
- CIBIL Checks: Conducted checks on CIBIL reports and other documents, processing them for further approval.
- KYC & Sanctioning: Verified KYC, pay slips, and bank statements to sanction loans.
Credit Executive - Bussan Auto Finance India Pvt Ltd
(2014-09 - 2020-05)
Experience in the two-wheeler loan and personal loan division
- Experienced in login and underwriting of two-wheeler and personal loans, ensuring efficient risk assessment and loan processing.
- coordinate daily with the HO Credit team, providing MIS reports and managing operational workflows.
- Responsible for managing and approving vehicle loans across Karnataka and Kerala ROs.
- Diligently verify KYC, pay slips, and bank statements to sanction loans while ensuring compliance with internal policies.
