Vincent T
Credit Analyst
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About
Senior Credit Manager with 15 years of comprehensive experience in Loan Against Property and Housing Loan lending. Expertise in credit analysis, risk assessment, and loan underwriting, with a strong track record in portfolio management, policy compliance, and recovery enhancement. Skilled in conducting personal discussions to assess creditworthiness, building strong cross-functional relationships, and delivering results in high-pressure, decision-driven environments.
Experience
Senior Credit Manager with 15 years of comprehensive experience in Loan Against Property and Housing Loan lending with leading Banking / NBFC's in India.
Senior Credit Manager -AVP |Yes Bank Ltd | Trivandrum| Kerala, India.
Senior Manager - Credit | PNB Housing Finance Ltd| Trivandrum, Kerala, India
Manager - Credit - Magma Housing Finance Ltd | Trivandrum| Kerala, India
Assistant Manager - Credit Dewan Housing Finance Corporation Ltd | Trivandrum| Kerala, India.
Assistant Manager Repco Home Finance Ltd | Kollam, Kerala,India
Education
MBA | Finance & Marketing
Bachelor of Commerce | Taxation
Diploma in Home Loan Advising & Counselling – IIBF Mumbai
