Vinod Patil

Having more than 12 years experience in Retail Branch Banking – Sales & Operation. MBA in Human Resource with expertise in general accounting including Accounts Finalization, Books of Accounts Management, Accounts Receivable, Accounts Payable, Bank Reconciliation and MIS Reporting with strong command over business administration. Strategic thinker with high level of analytical and problem-solving skills significantly contributed in core business activities.

A highly responsible, insightful, determined and enthusiastic quick learner who possesses considerable knowledge and experience in finance and accounting.

Branch Manager - Business Banking (Asset) at MAG FINSERV LTD (2025-12 – Present)

Managing branch operations and business banking asset division

• Gold Loan Lead Sourcing, Operation, Disbursement & Value Adding
• Handling Operation of the branch & giving service to existing & new customers
• Cross selling of Investment products like Fixed Deposit
• Handling Gold Loan Take Over process as per company T&C
• Get new business, New Customer Acquisition and Retention
• Daily MIS Preparation & Tracking, Report Generation Daily
• Team Management and team handling 5 member staff (SE-1, CSE-2, Cashier-1, Office Boy-1)

Gold Loan Officer - Business Banking (Asset) at UNITY SMALL FINANCE BANK LTD (2025-06 – 2025-09)

Gold loan officer managing business banking asset products

Gold Loan Officer - Business Banking (Asset) at AXIS BANK LTD (2021-12 – 2024-10)

Gold loan officer managing business banking asset products

Sales Manager – Business Banking (Liability) at DEUTSCHE BANK (2019-07 – 2021-11)

Managing sales operations for business banking liability products

• Current Account Sourcing, Funding & Value Adding
• Handling Operation of the branch & giving service to existing & new customers
• Cross selling of Investment products like MF, SIP, Life Insurance, Health Insurance, General Insurance
• Selling Loan products like Cash Credit, LAP & Overdraft Facility
• Get new business, New Customer Acquisition and Retention
• Daily MIS Preparation & Tracking, Report Generation daily

Sales Officer – Gold Loan (Asset) at HDFC Bank Ltd (2018-06 – 2019-07)

Sales officer managing gold loan products

• Value Build up, CASA Sourcing, Cross selling of financial products in open market
• Get new business, New Customer Acquisition and Retention
• Relationship builds up with the existing Clients
• Achieve Business Targets (CASA, GI, Loans, Credit card etc.)
• Cross Selling of Products to Existing Clients & New Clients
• Handling Welcome Desk Customer and providing needed services to them
• Lead Generation of Loans (Home, Car, TWL, LAP, CC, Personal, Business Loan, etc.)

SDM – Corporate Agency at HDFC Life Insurance Ltd (2016-11 – 2017-09)

Senior Delivery Manager for corporate agency operations

Business Executive - Gold Loan (Asset) at Axis Securities Ltd (2015-11 – 2016-11)

Business executive managing gold loan asset products

HR Executive at Vikvin Consultant Pvt Ltd (2011-07 – 2014-04)

HR executive handling human resource operations

MBA in Human Resource – JYOTI COLLEGE OF IT & MANAGEMENT (TMU) KOLHAPUR (2009 – 2011)

B.A in Geography – KMC COLLEGE, KOLHAPUR (2003 – 2007)

HSC – S.M LOHIA HIGH SCHOOL, KOLHAPUR (2000 – 2001)

SSC – NAGOJIRAO PATANKAR HIGHSCHOOL, KOLHAPUR (1999 – 2000)