Yogesh Adangale

Results-driven syndicated loans operations professional with 12+ years of experience across syndicated lending, loan servicing, transaction management, and securities lending operations within global banking and financial institutions including Citicorp Services India Private Limited, Mizuho Global Services Pvt Ltd, Credit Agricole Services Pvt Ltd, and State Street Corporate Services Mumbai Pvt Ltd. Demonstrated expertise in syndicated loan lifecycle management, transaction governance, risk controls, stakeholder management, process migration, and operational transformation. Proven track record of driving process improvements, leading strategic initiatives, strengthening control environments, and managing critical high-value transactions across global portfolios.

Recognized for delivering operational excellence, enabling successful migrations, implementing automation initiatives, and leading teams through change in complex financial environments.

Assistant Vice President at Citicorp Services India Private Limited (2022-12 – Present)

Lead transaction management activities for EU syndicated and bilateral loan transactions, ensuring seamless execution, governance, and compliance across the deal lifecycle.

• Manage end-to-end execution of syndicated loan transactions including documentation review, covenant monitoring, collateral setup, and amendment oversight.
• Partner with Credit, Legal, KYC, and RM teams to ensure timely approvals and compliant deal closures.
• Strengthened transaction controls by proactively identifying discrepancies between Term Sheets, Legal Agreements, and Credit Approval Memos
• Led UAT initiatives for in-house system enhancements, which were backed by process improvement initiatives and suggestions by regulatory recommendations.
• Led end-to-end collateral setup and valuation processes, ensuring accurate collateral capture, timely revaluations, and integrity of regulatory and internal reporting
• Directed covenant monitoring in line with legal agreements, maintaining robust compliance tracking frameworks and proactively driving remediation and stakeholder coordination in cases of breach
• Recommended enhancements to internal databases to improve workflow accuracy and operational effectiveness.
• Support governance reviews including SNC queries and collateral exception remediation.
• Promoted to Assistant Vice President within one year, recognizing strong performance and leadership.
• Rated as exceeding expectations in annual appraisals.
• Successfully led system enhancement testing initiatives improving operational workflows.

Senior Research Analyst at CRISIL Limited (2022-02 – 2022-12)

Supported loan transaction management by interpreting complex legal documentation and enabling successful onboarding of loan data into strategic platforms. This project was part of the program under which I joined Citi's Transaction Management Department.

• Played a critical role in successful platform Go-Live delivery.
• Trained pilot teams on syndicated loan documentation and data capture processes.

Senior Officer at Mizuho Global Services Pvt Ltd (2021-03 – 2022-02)

Managed loan servicing operations for US loan portfolios with accountability for transaction processing, reconciliations, payment validations, and operational controls.

• Led successful migration of loan servicing processes from New York to offshore operations.
• Authorized to validate payments exceeding USD 10 million, demonstrating strong control expertise. Notably I was the only Senior Officer level resource to have been authorised to validate high valuation payments.
• Designed validation enhancements that improved efficiency in LC fee reconciliation.

Officer at Credit Agricole Services Pvt Ltd (2019-05 – 2021-02)

Handled loan servicing, treasury reporting, and lifecycle management for syndicated lending operations.

• Developed digital maturity tracking reducing manual effort by huge margin.
• Recognized with Quarter Champion nomination for process innovation.
• Supported migration of Supply Chain Finance activities offshore.

Senior Associate at State Street Corporate Services Mumbai Pvt Ltd (2016-10 – 2019-05)

Managed loan trade settlement, lifecycle transactions, reconciliations, and operational reporting for syndicated loan portfolios.

• Promoted to Senior Associate
• Migrated loan syndication processes offshore
• Implemented controls that reduced cash breaks

Senior Analyst at eClerx Services Ltd (2013-07 – 2016-10)

Managed securities lending reconciliations, break resolution, billing validations, and stakeholder reporting.

• Earned multiple Spot Awards
• Promoted to Senior Analyst

Post Graduate Diploma in Finance – All India Management Association (2018 – 2018)

Bachelor of Management Studies in Management Studies – University of Mumbai (2013 – 2013)