Josephine Nyamai

I aspire to be a competent Banker in both financial and Micro financial Institutions ensuring adequate skills and knowledge. I look forward to working with people from all walks of life further less of this vision.

Business Development Officer - Kenya Women Microfinance Bank (KWMB)

(2012-09 - 2020-12)

Have worked as a business development officer under the following duties

• Recruitment, outreach and promotion.
• Disbursement of loans and OB growths
• Recovery of loans and portfolio management (clean portfolio)
• Sales and marketing of companies products.
• Savings mobilization through alternative channels i.e inuka , fixed account , group account etc
• Minimizing cost and ensuring effective use of company's assets
• Customer Service – Ensuring that customers need are well established and appropriately solved

Cashier - Itoleka Financial Services Association (F.S.A –K-REP)

(2010-09 - 2010-12)

Attended a four months industrial attachment where I was experienced in cashiering under the following duties

• Updating clients data such as deposit and withdrawals
• Serving customers who want to deposit and withdraw
• Giving customer care to customers over the counter
• Keying both daily cash and M-pesa transaction to the system
• Closing daily till transaction.

Accountant - Kiseuni /Kanyangi Financial Services Association (K-rep)

(2010-08 - 2012-08)

I served as an accountant for 2 years under the following duties

• Maintaining files , writing cheques and invoices for mailing
• Reconciling daily cash transactions with cashier
• Prepares bank reconciliations
• Reconciling daily cash and the safe
• Preparing of monthly financial reports such as Balance sheet
• Budget and variance report
• Preparing of payroll to ensure that staffs are paid correctly and timely
• Maintaining effective communication and coordination with staffs and management
• Updating management of any significant problems.

Diploma - Banking and Finance - Mt. Kenya University (2007-08 - 2010-07)

Kenya Certificate of Secondary Education - Mulango Girls High School (2003 - 2006)

Kenya Certificate of Primary Education - Mutune Girls Primary School (1994 - 2002)