Kosgey Festus
Recovery and Asset Finance Specialist
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About
Results-oriented Recovery and Asset Finance Specialist with over 5 years of experience in loan recovery, asset repossession, GPS tracking, and client support. Skilled in portfolio monitoring, debt collection strategies, and negotiation of repayment plans. Proven ability to minimize default risks, recover assets effectively, and maintain strong client relationships.
Experienced in both technical (tracker installation, vehicle inspection) and operational (portfolio management, reporting) aspects of asset finance.
Experience
Recovery Officer - Watu Credit Ltd
(2020-11 - 2024-11)
- Monitored and controlled asset finance portfolio using company software.
- Identified overdue clients and initiated follow-ups via calls and field visits.
- Proposed and executed debt collection strategies in line with policy.
- Applied GPS tracking to locate and repossess collateral where necessary.
- Negotiated with clients to return to payment compliance.
- Maintained accurate recovery records and provided daily reports to management.
- Trained and mentored interns and new employees on recovery operations.
GPS Officer - Watu Credit Ltd
(2019-07 - 2020)
- Installed, configured, and maintained GPS trackers on motorcycles and vehicles.
- Provided real-time GPS support to recovery personnel.
- Managed GPS tracker stock, testing, and weekly dispatch.
- Coordinated replacement of faulty trackers and updated system records.
Deputy Presiding Officer - Independent Electoral & Boundaries Commission (IEBC)
(2017-08)
- Assisted in managing polling stations, tallying votes, and supervising election staff.
- Ensured proper voter verification and equipment functionality.
Customer Service & Sales Officer - Mobtec Communication Ltd
(2013-01 - 2016-12)
- Handled Safaricom M-Pesa transactions, mobile phone sales, and customer support.
- Managed stock entry, data entry, and retail operations.
Salesman - Keromatt Ltd
(2011-10 - 2012-12)
- Sold mobile phones, computer accessories, and provided Airtel money services.
Computer Lab Assistant - Kenya Wildlife Service Training Institute (KWSTI)
(2010-06 - 2010-08)
- Provided IT support, troubleshooting, and system maintenance.
Education
Bachelor - Computer Science & IT (BCSIT) - Kampala University (2008 - 2011)
Certificate - Computer Hardware Maintenance - Eland College (2008 - 2008)
Certificate - Computer Applications - South Rift College (2007 - 2007)
Kenya Certificate of Secondary Education (KCSE) - Kaplong Boys High School (2004 - 2004)
