Linus Rono

Fraud Specialist and Security professional with 5+ years of demonstrable experience in fraud prevention, detection and investigations within the financial and fintech sectors. I bring strong investigative instincts, disciplined case management and practical knowledge of criminal justice processes. I hold a Bachelor's Degree in Business Management and a Postgraduate Certificate in Criminology and Forensic Studies, with strong analytical capabilities in Excel and related tools.

Proven experience leading field-based operational teams and desk-based analytical activities, with expertise in safeguarding personnel, assets and operations through fraud risk management, information security and physical security controls.

Investigation & Security Officer - Raygun Security & Investigation Ltd - Nairobi, KE

(2026-04)

• Lead fraud case investigations from intake through resolution, directing internal and third-party investigative resources and ensuring compliance with organizational policy.
• Develop, manage, and monitor the security department's budget, tracking expenditures and maintaining contingency reserves for emergency response and equipment needs.
• Conduct security audits across facilities and operations to identify risk areas, developing and implementing policies for access control, surveillance, and physical security measures.
• Supervise third-party teams and vendor contracts, including special projects, guarding, and community liaison functions, conducting performance reviews to ensure alignment with security objectives.
• Oversee incident and crisis response, coordinating swift resolution, documentation, and post-incident root-cause analysis to prevent recurrence.
• Prepare and deliver periodic reports on security operations, fraud trends, and budget performance, providing monthly updates and quarterly summaries to stakeholders.
• Maintain stakeholder relationships across internal teams, consultants, and external partners to ensure cohesive security strategy and regulatory compliance.
• Drive continuous improvement through policy updates, training initiatives, and adoption of security best practices.

Fraud Prevention and Investigation Officer - Watu Africa Ltd

(2022-05 - 2026-03)

• Lead fraud prevention initiatives across the organization, including policy development, risk assessments, and staff awareness training to address emerging vulnerabilities.
• Plan and conduct investigations into misconduct — including asset misappropriation, fraud, bribery, and non-compliance — preparing reports and evidence briefs for prosecution, disciplinary action, or regulatory referral.
• Review fraud case progress end-to-end, providing clear direction to internal teams and tracking resolution against organizational policy and timelines.
• Conduct post-incident analysis to identify root causes and implement preventive controls, reducing recurrence of similar fraud patterns.
• Perform regular security and process audits across systems and transactions to identify fraud risk areas, escalating findings and recommending mitigating controls.
• Build and maintain strategic relationships with Law Enforcement Agencies, the Criminal/Civil Justice system, and Prosecutions agencies to strengthen investigative outcomes and information-sharing.
• Deliver periodic reports on fraud trends, case status, and prevention performance to relevant stakeholders, supporting data-informed decision-making.
• Represent the company in court proceedings on fraud-related matters.
• Propose and follow up on control-weakness remediations identified during investigations, ensuring implementation and continuous improvement.
• Recommend and action account holds where fraudulent activity is identified, in line with company risk protocols.

Credit Recovery Specialist - Watu Africa Ltd

(2021-09 - 2022-05)

• Analyze the assigned portfolio and recommend for approval turnaround propositions, strategies and actions that would lead recovery of the non-performing accounts.
• Negotiate for repayment with problem account holders during recovery, and enforce remedial measures taken such as restructuring, auctions, among others in the interest of the company.
• Attend/appear in court for hearings or as a witness when required and public auctions as the Company's representatives.
• Manage customer relationships where turnaround strategies have been activated to ensure the cure of accounts as well as manage the credit risk exposure.
• Proactively manage relationships with key stakeholders, internal and external including service providers, potential off-takers of assets held as collateral.
• Check and verify the accuracy, and completeness of all the relevant documents and balances before the commencement of hard recovery.
• Ensure timely issue of relevant notices to customers that form the debt recovery process and make recommendations to management, when appropriate for stronger collection actions including repossession of security.
• Evaluate cost/benefits, identify appropriate alternatives and make recommendations on innovative activities to reduce recovery costs and improve efficiency.
• Ensure compliance with the laid down policies, procedures, and regulatory requirements.
• Perform any other related function as assigned to by the management from time to time.

Business Development Lead - SME & Asset Finance - Musoni Microfinance Ltd

(2019-09 - 2021-08)

• Generating leads and turning them into opportunities for member recruitment, savings mobilization and credit.
• Facilitating recruitment of groups and stimulate client training on company's policies, procedures and basic business skills.
• Tasked with consistently growing the company's product portfolio through networking, referrals and marketing to individuals and groups.
• Charged with pro-actively participating in customer development and marketing campaigns to ensure clients are well informed of the product portfolio.
• Maintaining relationships through sustained constant contact with the customer and seeking feedback on products and services offered by the organization.
• Maximizing income potential from SME's through ongoing relationship development and mapping new markets.
• Negotiating the terms of loans and performing due diligence to minimize institution's risk exposure.
• Overseeing credit application processes and advising clients on institution's lending criteria and policies to ensure full compliance.
• Fully support branch operations, undertaking equivalent duties in the interest of efficiency and effectiveness.

Certificate - Criminology & Forensic Studies - Kenya Institute of Security & Criminal Justice (2026-01 - 2026-04)

Bachelor - Business Management (Entrepreneurship Option) - University of Kabianga (2011-08 - 2016-11)

Kenya Certificate of Secondary Education - Kabianga High School (2006-02 - 2009-11)