Sharon Atelo

I am a banker currently working in the credit administration department of Bank of Africa Kenya. I'm actively seeking opportunities to advance my career and contribute to the growth of a competitive organization. I am particularly interested in roles within the banking sector In my current role, I ensure the prompt processing of loan disbursement, limit marking, and invoice discounting and recovery of all fees and commissions.

Additionally, I ensure compliance with internal processes to mitigate operational and credit risks. Prior to this, I worked in banking operations, where I oversaw the prompt and accurate processing of authorized SWIFT operations, custodial operations, guarantees, trade finance and correspondent banking. I am seeking to leverage deep trade finance, custody and banking operations knowledge to ensure flawless trade settlement, maximize asset-servicing efficiency, and maintain strict corporate actions accuracy.

Overall, I have spent seven years at this bank, building a strong foundation in both credit administration and banking operations. Before working in the banking sector, I interned and worked in business administration for an SME. During this time, I managed all aspects of finance and human resources, gaining valuable experience in both fields.

Credit Administration Officer at Bank of Africa - Groupe Bank of Africa (2024-11 – Present)

• Prompt processing of loan disbursement, limit marking, and invoice discounting and recovery of all fees and commissions.
• Recovery of insurance premiums on granted facilities.
• Internal Processes and operational risks Management ensuring that all conditions precedent for credit facilities are in place.
• Posting of Transactions related to Loan Disbursement, Limit Marking and Invoice Discounting and Marking of interest conditions on all limits marked.
• Responding to various queries/clarifications sought by the stake holders in the area relating to credit proposals submitted
• Booking and release of lien on pledge deposits & passing cash margin and escrow account entries.
• Verify that securities are provided and forwarded for perfection.
• Raising and transmitting instructions memos to CPU for RTGS/SWIFT transfers.
• Processing of restructured and rescheduled loan facilities
• Credit records maintenance-filling of respective disbursement records in client’s credit file.
• Advising on correct take over balances in a timely manner.
• Preparation of clearance letter and dispatching the same to the requesting party
• Averting operational risk through; Verifying instructions for security release, balance transfer from check-off and release of cash margin on facilities.
• Customer Service Standards- Support the bank to be customer-centric for relationship banking and exceptional customer service
• Maintaining strong audit rating by sticking to laid down procedures.

Global Operations Officer at Bank of Africa - Groupe Bank of Africa (2023-02 – 2024-10)

• Receive and approve/reject transactions within the set limit matrix from all Global Operation units First level approval of Bank documents including guarantees, custodial operations, reports, LC’s official letters Incoming and Outgoing SWIFT and other Instructions.
• Ensure daily reports/Monthly reports are submitted on time by the relevant units
• Adoption within Global operations units of all Compliance, Anti-Money Laundering and Sanctions related requirements contained in policies, procedures and processes.
• Limit potential losses to the bank by ensuring that laid-down processes and procedures are Adhered to and escalates, if need be, provide updates and clarify instructions to line managers
• Proactively support the improvement initiatives of existing processes and systems by identifying Inefficiencies and making recommendations regarding improving service delivery and transactional processes.

Banking Assistant at Bank of Africa - Groupe Bank of Africa (2018-11 – 2023-02)

• Processing cash deposits and withdrawals as per documented procedures.
• Receiving and processing inwards cheques and outwards cheques as per documented procedures.
• Handle and escalate customer queries according to the stipulated SLA.
• Contribute to the company growth through cross-selling and introduction of new accounts.
• Receive, process and forward customer instructions as per documented procedures.
• Receiving, scanning and processing of clearing cheques as per documented procedures.
• ATM, cheque book and Vault custodianship.
• International Money transfers that is Western union, Money gram.
• Preparation of daily, weekly and monthly branch reports.

Finance and HR assistant at Vital Capacity Kenya (2017-08 – 2018-11)

• Preparation and maintenance of client accounts and records; and processing of client tasks including tax returns.
• Daily accounting entries for clients.
• Work with the Directors to complete daily and monthly financial and administrative transactions and reports.
• Prepare payment vouchers and Cheque vouchers as required.
• Preparation of petty cash vouchers and petty cash payments.
• Monthly Bank reconciliation and monthly financial statements.
• Compliance with tax, including withholding tax deductions and submissions of VAT.
• Debtor and Creditor control and management.
• Reconcile supplier statements with accounts payable schedules and process payments.
• Assist with the annual audit by preparing worksheets and providing supportive documentation as needed.
• Monthly payroll and preparation.
• Monthly submission of NHIF, NSSf and PAYE and payments.
• Issuing of payslips and Issuance of P9A forms to staff.
• Preparation of staff contracts.
• Staff conflicts and employer and employee conflict management.
• Staff records Management and staff absence and leave management.
• Supporting staff recruitment, staff evaluation and staff exit processes.
• Supporting staff deployment and Training process.

Audit Intern at Kenya Tea Development Agency (2016-10 – 2017-02)

• Assisting in summarizing and analyzing data, reports and review of the various documents in the organization to ensure adequacy, effectiveness and efficiency of the internal control against key risks.
• Assisting in carrying out data entry of various documents, invoices, using the computer Excel.
• Assisting in preparation and filling of documents.
• Assisting in ascertaining, compliance with laid down policies and procedures.
• Assisted in any other duties that were assigned to me.

AI Certification-ALX Career essentials (2024)

Bachelor of Commerce in Finance Option – University of Nairobi (2013-09 – 2016-09)

Kenya Certificate of Secondary Education – St. Clare’s Maragoli Girls (2009-02 – 2012-12)

Kenya Certificate of Primary Education – Moses Mudavadi Primary and Esirabe Primary (2001-01 – 2008-12)