Wilberforce Tunda

Dynamic, outgoing, confident, innovative, intelligent, high achiever and result oriented professional with extensive experience in microfinance operations, credit management, loan recovery, and financial services.

AREA RECOVERY OFFICER (MT.KENYA REGION) at MUSONI MICROFINANCE (K) LTD (2021-01 – Present)

• Manage delinquent loan accounts/portfolios at different Branch locations and on need basis
• Conduct monthly analysis of all loans accounts that are over 30 days arrears and recommend corrective measures for future loans
• Coordinate with Branch Managers to prepare weekly progress reports on delinquent loan accounts
• Coordinate with Auctioneers/Debt Collectors, review their performance prepare monthly reports on the accounts that are assigned to them
• Follow up repayment arrangements and actively monitor that the default is taken up expeditiously with the debtors
• Follow up overdue accounts by mail, electronically or in person to establish payment arrangements
• Documenting and disseminating lessons to lending officer on common challenges, trends, gaps, and high-risk arrears
• Ensure the recovery exercise fully complies with the statutory regulations and guidelines
• Liaise and monitor the execution of the recovery exercise by the third parties involved including auctioneers, lawyers and debt collectors
• Manage storage and sale of repossessed collaterals

SENIOR LOAN/COLLECTION OFFICER at MWANANCHI FINANCIAL SERVICES LTD (2017-01 – 2020-12)

• Conducting training to the entrepreneurs with the best financial services
• Visiting clients business premises from time to during loan assessment
• Ensuring portfolio growth in client number and outstanding loan balance
• Carrying out adequate and comprehensive loan appraisal
• Implementing a recruitment and intake plan for credit groups/individuals
• Daily loan disbursement for the branch
• Conducting outreach and promotional activities to the clients
• Receiving and analyzing loan request and provide credit worthiness of potential clients
• Ensuring compliance to loan policies and procedures
• Coordinating loan recovery from defaulters i.e PAR to be below 2% while repayment management rate be above 98%
• Preparing weekly,monthly and annual financing report for the branch
• Monitoring Daily,weekly and monthly performance of the branch
• Supervising other junior staffs under my branch

CREDIT OFFICER at GETBUCKS MICROFINANCE(Trustgro) (K) LTD (2012-01 – 2016-12)

• Carrying out credit appraisal
• Coordinating loan recovery from defaulters
• Monitoring the performance of the loan portfolio
• Conduct client visit
• Appraising and advising members on loan eligibility
• Marketing and growing quality credit product portfolio
• Maintain customer confidentiality
• Marketing and growing companys product

Certificate in Computer Science – Infortech Computer College (2005-01 – 2005-12)

Diploma in Business Management – Intraglobal Training Institute (2003-01 – 2004-12)

K.C.S.E – St.Lukes Secondary School (1999-01 – 2002-12)

K.C.P.E – Waivumbu Primary School (1991-01 – 1998-12)