Humberto Ribeiro

Finance and business administration professional with hands-on experience in purchase ledger management, supplier invoices, payment administration, bank and supplier liaison, financial records, cost and margin analysis, Excel-based reporting and business operations. Experienced in managing a UK business with responsibility for documentation, regulatory requirements, supplier relationships, B2B accounts and operational processes. Strong organisational and analytical skills, with practical experience using Excel, SAP ERP SD and CRM systems.

Holds AT Accounting Level 3 training and a BA (Hons) in Graphic Communication from Bath Spa University. Fluent in English and native Portuguese. Seeking a Junior Middle Office, Financial Operations or Banking Operations opportunity in Luxembourg, with a strong willingness to learn investment processes and develop within an international bank.

Director (previously Baker) - Tropi Bites Ltd - Swindon, UK

(2025-01)

• Progressed from Baker to Director of an FSA-approved, HACCP-certified Brazilian food manufacturing business with a 5-star Food Hygiene Rating.
• Manage the company's operational, administrative and compliance requirements, including business registration processes and liaison with Swindon Borough Council and Environmental Health.
• Own and maintain the company's HACCP Manual, manage document version control and corrective actions, and coordinate responses to Environmental Health requirements.
• Manage purchasing, supplier relationships, B2B wholesale accounts, stock, production, quality control and delivery scheduling.
• Oversee product costing and margin analysis using live-formula Excel workbooks and financial and operational reporting through a custom-built CRM.
• Manage B2B relationships with cafés, hotels, delis and caterers alongside B2C retail and delivery channels.

Finance Assistant - Virtua Ltd - UK

(2021-05 - 2024-12)

• Managed the Purchase Ledger, ensuring accurate and timely processing of supplier invoices.
• Liaised directly with suppliers and banks to resolve queries, confirm payments and maintain effective working relationships.
• Populated and maintained the purchase ledger system, keeping supplier records accurate, complete and up to date.
• Supported day-to-day finance administration, payment processes and accurate financial record keeping.

Finance & Business Administration - Sunshine Maid Service Cleaning - UK

• Managed invoicing and payment administration, supporting accurate financial records and day-to-day business operations.
• Handled administrative processes associated with customers, payments and business documentation.
• Applied practical knowledge of small-business finance, supplier and customer administration, and operational organisation.

Web Designer - Freelance

(2012)

• Design, build and maintain websites for clients, translating requirements into practical visual and digital solutions.
• Use WordPress and plugins to deliver, update and maintain client websites.

Earlier Experience - Various

(2006 - 2021)

• Uber Eats Driver (2020–2021)
• Taxi Driver (Feb 2018–Apr 2020)
• Warehouse Operative, Cadillac Plastic Ltd (2015–2016)
• Laser Printer / Finisher, Multisets Ltd (2014–2015)
• Wace Ltd (2006–2009)

AT Accounting Level 3 - Accounting - Osborne Training

BA (Hons) - Graphic Communication - Bath Spa University (2009 - 2012)

Access to Higher Education - Swindon College (2008 - 2009)

ESOL Levels 1 & 2 and Maths Level 2 (2006 - 2007)