Dreaming Day

Banking Operation Executive

Talent

Johor BahruMember since 27 April 2026

KYC/AML ComplianceSumsubSWIFT MT103 & UETRPayment Services ActPEP ScreeningEnhanced Due Diligence (EDD)SAR ReportingMAS AML/CFT GuidelinesMerchant Risk ClassificationTransaction MonitoringCustomer & Merchant OnboardingSLA ManagementProcess OptimisationCross-border SettlementStablecoin Corridor ConceptsTravel Rule AwarenessAdvanced ExcelSAPPowerPointAP/AR WorkflowsCorporate Internal Controls

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KYC/AML ComplianceSumsubSWIFT MT103 & UETRPayment Services ActPEP Screening

Tentang

Operations professional with hands-on experience in KYC/AML, merchant onboarding, and cross-border payment processing at a MAS-regulated fintech. Combines a first-class Banking & Finance degree with practical exposure to Sumsub, SWIFT MT103 workflows, and regulatory frameworks aligned to the Payment Services Act. Trilingual (English · Mandarin · Malay). Targeting digital assets or payments operations roles in Singapore where rigorous compliance and settlement accuracy are mission-critical.

Pengalaman

Banking Operations Executive at UQPAY SDN BHD (2025-07 – Present)

MAS-regulated cross-border payment service provider

Executed end-to-end KYC/AML reviews for 100+ merchants and customers using Sumsub, achieving zero regulatory escalations across all onboarded accounts.
Processed and resolved SWIFT MT103 and UETR payment queries, ensuring full traceability of cross-border transactions under the Payment Services Act framework.
Performed PEP screening and Enhanced Due Diligence (EDD) on high-risk clients, flagging and escalating SAR-worthy patterns to senior compliance in line with MAS AML/CFT guidelines.
Reduced customer onboarding turnaround by standardising document verification checklists and due diligence templates, cutting average review time by ~20%.
Authored internal compliance documentation including credit limit confirmation letters and merchant deposit return templates aligned to MAS/PSA requirements.
Monitored live transaction flows for suspicious activity patterns, contributing to a clean compliance record in all reporting periods.

Accounting Intern at FUJI GLOBAL CHOCOLATE (M) SDN BHD (2024-06 – 2024-09)

FMCG manufacturer

Processed and reconciled 300+ supplier invoices per month with zero discrepancy rate across a 3-month cycle, supporting month-end close.
Supported month-end financial reporting and document auditing, gaining exposure to AP/AR workflows, corporate internal controls, and the supplier payment lifecycle.