Bright Chukwusa

Financial services professional with experience in transaction monitoring, risk assessment, and account activity review. Currently responsible for monitoring transactions at Hope PSBank, reviewing customer KYC information, investigating unusual account behaviour, and escalating suspicious activities in line with AML/CFT requirements. Strong background in credit operations, with skills in risk identification, account monitoring, and financial crime prevention.

Recognized for analytical thinking, attention to detail, and sound risk based decision making.

Transaction & System Monitoring Officer - HOPE PSBANK - Ilupeju, Lagos

(2026-08)

• Review transaction activity and identify unusual patterns that may indicate potential fraud or other financial risks.
• Use FinEdge to support transaction and system monitoring activities and review relevant transaction information.
• Examine customer KYC information as part of the review of potentially suspicious activity.
• Investigate flagged transactions within assigned responsibilities by reviewing available information and assessing relevant risk indicators.
• Maintained detailed case records and investigation reports, ensuring proper documentation of alerts, findings, and actions taken in line with AML policies and regulatory requirements.

Credit Officer - ACCION MICROFINANCE BANK - Ikeja, Lagos

(2022-09 - 2026-08)

• Conducted credit appraisals and assessed borrowers creditworthiness using relevant financial and customer information.
• Evaluated credit risk and identified early warning signals that could affect borrowers' repayment capacity.
• Monitored loan accounts and repayment patterns to identify emerging credit risks and potential delinquencies.
• Supported portfolio management through ongoing account monitoring, repayment tracking and risk assessment.

Management Trainee - EYEMASTERS LIMITED - Palmgrove, Lagos

(2021-05 - 2021-11)

• Supported routine business operations and administrative activities.
• Assisted with operational coordination and assigned management tasks.
• Developed practical skills in communication, teamwork, problem-solving and business administration.

Higher National Diploma (HND) - Business Administration and Management - The Polytechnic, Ibadan (2018-11)

National Diploma (ND) - Business Administration and Management - The Polytechnic, Ibadan (2015-10)

WAEC - Evalight International College (2009-07)