Dele Otone

A high performer with a passion to achieve positive results. Possesses strong analytical, organizing, creative and problem-solving skills. An excellent communicator with good interpersonal skills. A highly innovative self-starter and an efficient team player with the ability to adapt easily in a dynamic work environment.

Branch Manager - First Ally Trust Microfinance Bank

(2024-01)

• Management of the Branch and supervision of the staffs daily activities.
• Monitor and manage the performance and development of subordinates to ensure sustained profitability, compliance with the Code of Banking Practice, internal controls and overall well-being of staff.
• Prepare periodic reports, including daily, weekly, monthly, quarterly and annual reports
• Carryout verification of customer's business on loan request, evaluation, recommendation for approval and loan repayment monitoring.
• Ensure the effective rollout of management initiatives to the branch.

Branch Manager - Fina Trust Microfinance Bank

(2021-09 - 2024-01)

• Manages and supervises department employees; responsible for day-to-day supervision and leadership
• Evaluate customers' loan applications in line with the bank's credit policy.
• Carry out verification of customer's businesses and preparation of loan verification reports.
• Loan approval, monitoring and preparation of loan status report.
• Preparation of statutory reports.
• Ensure the Branch attains the set targets in the following parameters, High standards of Customer Service, Customer Retention, Deposits, Healthy Loan Portfolio.
• Identify critical risks in credit requests and provide advisory on how requests can be restructured in line with the bank's risk appetite.
• Marketing branch within the community to attract business.
• Preparation of Branch Annual Budget.

Unit Head (SME) - Fina Trust Microfinance Bank

(2021-06 - 2021-08)

• Marketing of the Bank's products such as loans, deposits and E-channels.
• Oversee the daily activities of my unit and take major decisions that would bring efficiency and productivity.
• Ensure the unit attains the set target.
• I evaluate customer's loan applications and recommend for approval in line with the Bank's credit policies.
• It is my responsibility to identify critical risks in credit requests and provide advice on how requests can be restructured in line with the Bank's risk appetite.

Account Officer/SME Officer - Accion Microfinance Bank, Lagos - Lagos

(2013 - 2021-05)

• Generate business through outdoor marketing, call on existing as well as potential customers.
• Recommend individual and business loan application for approval.
• Give financial advice to customer and methods of repayment. The financial advises I give to my customers has imparted positively on their business. They have been able to make financial plan which has been of help in their business growth and loan repayment, reducing the rate of default and delinquency whereby keeping the organisation in business.
• Onboarding of the bank's agent and marketing of digital platforms. I was been able to onboard some cutomers which has been of help in the area of collection of deposit and account opening. Also, more that 98% of my customers are using the bank's digital platform like USSD, Mobile APP and internet banking.

Supervising Officer - Ajuitse Nigeria Limited - 40 Mission Road Sapele Delta State, Nigeria

(2012-12 - 2013-05)

• Maintaining the company data base.
• Assist the managers and heads of the departments in various functions.
• Liaison with consultants to assist in the delivery of projects.

B.Sc. - Economics - University of Ado-Ekiti, Ekiti State (2011)

West Africa Senior School Certificate - Okotie-Eboh Grammar School, Sapele, Delta State (2004)

First School Leaving Certificate - Omatsola Primary School, Warri, Delta State (1998)