Ibiyemi Peace

To contribute to the accomplishment of corporate goals, to bring about improved service thereby attaining professional distinction.

Senior Sme Officer/ Retail Loan Team Lead Manager - BOWEN MICROFINANCE BANK

(2025-01)

• Acquire new customers and grow the bank's customer base.
• Manage assigned customer portfolios and maintain long-term relationships.
• Drive deposit mobilization and loan bookings in line with approved targets.
• Cross-sell bank products and services to existing and prospective customers.
• Conduct regular customer visits and relationship reviews.
• Ensure proper Know Your Customer (KYC) documentation and due diligence.
• Support loan disbursement and monitor loan performance.
• Booking of quality risk assets
• Motivate the team to achieve loan and deposit targets.
• Supervise and support retail loan officers.

SME Loan Officer - ALERT MICROFINANCE BANK

(2024-01 - 2024-12)

• Identify and develop new sources of business.
• Build new customers relationship.
• Retaining of existing customers.
• Managing and monitoring of loan portfolio.
• Booking of quality risk assets.
• Ensuring customers' financial needs are met.
• Visiting of business and verify customer's creditworthiness.
• Loan collections and recovery.

Relationship Manager - NEPTUNE MICROFINANCE BANK

(2022-01 - 2023-12)

• Meeting with potential clients to discuss their financial needs and goals, then recommending appropriate products or services.
• Reviewing applications for loans or lines of credit, then negotiating terms of agreements with the applicant's capacity.
• Selling new products to current clients and identifying potential clients who could use the bank's services.
• Managing existing client relationships and developing new business opportunities with clients.
• Evaluating loan requests to determine whether they meet the bank's lending criteria and considering factors such as debt obligations and credit history.
• Providing clients with current market information and analyzing financial data to make recommendations about investments or financial strategies.
• Recommending new products or services to clients based on their current needs.
• Coordinating with other bank departments such as credit risk underwriting or accounting to ensure that loan applications are processed efficiently.
• Communicating frequently with clients to ensure that they understand the terms of their loan agreements and are fully aware of the terms of any other products they are considering.

Client Supporting Officer (CSO) - LAPO MICROFINANCE BANK

(2019-08 - 2021-12)

• Account opening of customers.
• Checking of customers BVN to ensure that they are accurate.
• Providing introductory information about the bank to new customers.
• Ensuring customers are satisfied with the bank's products and services.
• Following up with customers to check that they are still with the service.
• Escalating queries and concerns.

HND - Business Administration - RONIK POLYTECHNIC (2015 - 2017)

OND - Business Administration - LAGOS STATE POLYTECHNIC (2011 - 2014)

West Africa Examination Council - GIRLS HIGH SCHOOL (2000 - 2006)

First School Leaving Certificate - NEW HOPE PRIMARY SCHOOL (1994 - 2000)